Specialized Digital Banking Solutions

Access Softek extends the Access Digital platform with specialized digital banking solutions for fraud prevention, biometric authentication, investing, digital assets and member engagement, giving credit unions more ways to protect, serve and grow member relationships.

Protect, Grow & Engage

Security & Fraud

Protect accounts, transactions and digital access with layered security solutions designed to identify risk while keeping the banking experience simple for members.

Real-Time Fraud Control monitors activity and identifies unusual behavior as it happens. Biometric Authentication Manager strengthens identity verification across digital banking, contact center and branch interactions, while Security Review helps financial institutions evaluate existing settings, identify vulnerabilities and strengthen their overall security posture.

Combine real-time monitoring, stronger authentication and expert security guidance to protect more of the digital banking experience.

⟫ Real Time Fraud Control

⟫ Biometric Authentication Manager

⟫ Security Review

Investing & Wealth

Extend the digital banking relationship beyond traditional deposits and lending with investment solutions that help members build wealth without leaving the banking experience.

EasyVest brings integrated investing into online and mobile banking with automated portfolios, self-directed investing, real-time trading and fractional shares. EasyCoin gives users access to cryptocurrency within the same digital environment, including buying, selling and holding assets such as Bitcoin and Ethereum.

Give members more ways to invest while keeping more of their financial relationship connected to your credit union.

⟫ EasyVest

⟫ EasyCoin

Engagement & Support

Create more connected member interactions with digital tools that combine automated assistance, live support and contact-center capabilities across the banking experience.

Conversational Banking provides 24/7 AI-powered answers with the option for trained live chat agents to step in when needed. Access Connect extends that support with a cloud-based omnichannel contact center and interactive voice response solution designed to help credit unions manage member service more efficiently.

Give members more ways to get help while giving your team more flexibility to manage support across channels.

⟫ Conversational Banking

⟫ Access Connect

Two smartphones showing Face ID and fingerprint authentication options.

Security & Fraud

Three integrated solutions for fraud detection, identity verification and security review.​

Real-Time Fraud Control​

Access Digital uses AI-powered, 24/7 monitoring to learn normal banking behavior and identify unusual activity as it happens. The system analyzes individual user patterns as well as activity across the bank or credit union, helping teams spot potential fraud before it becomes a loss.
Customizable alerts, visual reporting and risk scores for individual banking sessions make suspicious activity easier to assess. Teams can adjust risk criteria for their environment, investigate unusual behavior and take action by rejecting suspicious transactions or locking high-risk accounts.

Detect unusual behavior earlier and act on potential fraud before it becomes a loss.

Biometric Authentication

Biometric Authentication Manager strengthens identity verification across digital banking, contact center and branch interactions with secure, cross-channel authentication built into Access Digital.
BAM uses native Apple and Android smartphone biometrics to provide a fast multi-factor authentication experience across mobile and online banking, call center support and in-branch service. Access Softek says users can authenticate in about five seconds, helping reduce reliance on traditional login methods while improving protection against identity theft.

Strengthen authentication across channels without making legitimate users work harder to prove who they are.

Security Review

Access Softek’s Security Review gives credit unions a personalized assessment of their digital banking security settings, risks and opportunities for improvement. The review combines Access Softek’s product expertise with industry security practices to help teams fine-tune protection around their specific environment and goals.

The resulting security report can help teams prioritize improvements, strengthen existing configurations and prepare for internal reviews or audits, without compromising the member experience.

Get a clearer view of your current security posture and practical recommendations for strengthening it.
Digital investing interface representing integrated investment tools within online and mobile banking.

Investing & Wealth

Two integrated solutions that bring investing and digital assets into the banking experience.

EasyVest

EasyVest gives credit unions a way to offer investing directly within online and mobile banking, helping members a build wealth without moving their financial relationship elsewhere.

The platform supports both automated investing through professionally constructed portfolios and self-directed investing with real-time trading, fractional shares and individual or retirement accounts.

Expand access to investing while keeping more of the financial relationship connected to your credit union.

EasyCoin

EasyCoin brings digital asset investing into the existing banking experience, allowing members to buy, sell and hold cryptocurrency without leaving online or mobile banking.

The integrated experience makes digital assets easier to access and manage while allowing credit unions to remain part of a financial relationship that might otherwise move to third-party platforms.

Give members access to digital assets through the financial relationship they already know and trust.

Engagement & Support

Two connected solutions for digital assistance, live support and contact center service.

Conversational Banking

Conversational Banking gives members 24/7 access to AI‑powered answers within the digital banking experience, helping financial institutions respond quickly to common questions and support needs.

When a conversation needs a person, trained live chat agents can step in to provide around-the-clock support on Access Softek’s platform or the financial institution’s existing platform.

Combine automated assistance with live support to help members get answers whenever they need them.

Access Connect

Access Connect is a cloud-based omnichannel contact center and interactive voice response solution designed to help credit unions manage customer service more efficiently. It uses Amazon Connect technology with flexible integration into the broader digital banking environment.

AI-powered IVR, support center management tools and configurable features such as case creation guides and voice ID give teams more ways to manage calls and member interactions.

Give support teams more flexible tools to manage member interactions across channels.

See What Access Digital Can Do for Your Bank or Credit Union

Bring digital banking, specialized solutions and integrations together around the needs of your credit union.