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Business News > Mint Authors > Sashind Ningthoukhongjam

Sashind Ningthoukhongjam

Correspondent

Sashind writes on personal finance, mutual funds, and all things money. He is a regular host of the 'Why Not Mint Money?' podcast.

ARTICLES BY SASHIND NINGTHOUKHONGJAM

After two years of no transactions, a bank account becomes inoperative. (Mint)

Idle bank accounts? Here’s how to close them safely and avoid trouble

2 min read . 16 Oct 2025

Launched in 2004 for government employees, NPS replaced a defined benefit pension with a defined contribution model. (Pixabay)

NPS gets a makeover: Flexibility, investor choices rise—but so do risks

5 min read . 13 Oct 2025

Thursday’s outsized spike in demand coincided with the gap in spot market opening, driving premiums to record highs.

Festive rush, supply squeeze lift silver ETFs to record premium over spot prices

3 min read . 10 Oct 2025

NPS Vatsalya funds cannot be withdrawn before the age of 18, while the new NPS schemes come with a vesting period of 15 years.

NPS lets you go 100% equity — but not if you’re under 18 or a govt staffer

2 min read . 09 Oct 2025

If you’re a resident of India, your US capital gains won’t be taxed in the US, only in India. (AFP)

Invest in US stocks? Do this to stop your dividends from being taxed twice.

3 min read . 07 Oct 2025

The IDCW option allows investors to receive periodic payouts from a mutual fund.

Parag Parikh Fund: A new way to receive payouts and save tax

4 min read . 02 Oct 2025

Vineet Agrawal, co-founder of Jiraaf, a Sebi-regulated online bond platform.

Retail investors, here’s why bonds could be your next best bet

1 min read . 01 Oct 2025

(From left) Nikhil Behl, co-founder and CEO-Stocks at IndMoney, and Viram Shah, co-founder and CEO of Vested Finance, discuss how investors can diversify their portfolios into foreign equities to ride out domestic shocks. (Mint)

Missed Tesla and Netflix? Here’s how Indians are now investing abroad

3 min read . 01 Oct 2025

Harshad Patwardhan is CIO at Union Asset Management Co. Pvt. Ltd (Union Asset Management Company/Mint)

India’s market no longer at mercy of FIIs, says Union AMC's Patwardhan

1 min read . 28 Sept 2025

The big sweeping proposal is to offer more lump sum to individuals by proposing 80% corpus withdrawal at retirement, up from 60% currently, and reducing the mandatory annuities from 40% to 20%. (Pixabay)

What the new NPS rules mean for your retirement savings

6 min read . 26 Sept 2025

Tata India Dynamic Equity Fund, a retail fund domiciled in GIFT City, accepts a ticket size of $500, which will feed into domestic equity mutual funds and exchange-traded funds of Tata Asset Management Co. (Bloomberg)

Should NRIs, foreigners invest as little as $500 in this GIFT City fund?

4 min read . 24 Sept 2025

Sebi has allowed RIAs and research analysts to share past-performance data with clients, though only in one-to-one communication. (Reuters)

How Sebi plans to make life easier for registered investment advisers

4 min read . 19 Sept 2025

Ray Dalio, the billionaire hedge fund manager, has described the phase when a person turns 40 as the ‘midlife squeeze'.

With little job security, Indians in their 40s tread a financial tightrope

6 min read . 17 Sept 2025

As per RBI guidelines, banks notify customers after 12 months of no transactions, warning that the account may turn inoperative. (Reuters)

Forgotten bank accounts? RBI may mark them dormant after two years

4 min read . 17 Sept 2025

The PFRDA order will come into effect on 1 October.

Pension regulator allows 100% equity NPS plans for non-govt subscribers

4 min read . 16 Sept 2025

Chirag Setalvad manages India's largest mid cap mutual fund.

Do bigger mutual funds underperform? No, says HDFC Mutual Fund's Chirag Setalvad

7 min read . 12 Sept 2025

You can also switch to NPS early when changing jobs to avoid forced withdrawals. (Pixabay)

Don’t lock your savings—move to NPS before 60 and keep more money

4 min read . 11 Sept 2025

The e-NPS route is comparatively cheaper.

NPS account opening: Should you choose e-NPS or a PoP?

2 min read . 05 Sept 2025

Many employees in the gaming sector are now in the same position as Ghate was a few years ago.

I was fired in 2023 and unemployed for 2 years. Mutual funds helped me survive.

7 min read . 02 Sept 2025

Unlock faster NPS investments. D-Remit offers same-day NAV on your contributions, directly through your phone. (AI-generated image)

How D-Remit speeds up your NPS investments

2 min read . 28 Aug 2025