Prime Visa and Amazon Visa

Prime Visa and Amazon Visa

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Prime Visa
Get a $150 Amazon Gift Card instantly upon approval*
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Customer reviews

4.4 out of 5 stars
136,150 global ratings

Customers say

Customers find this credit card to be a fantastic value with no annual fee and no foreign transaction fees. They appreciate its ease of use, particularly for earning points and redeeming rewards, and value its convenience for shopping. Customers like the cash back rewards program, with one noting it offers 1% back on all purchases, and find the interest rate reasonable.

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Card valueEase of useRewardsConvenienceCash backValue for moneyAnnual feeInterest rate
20,138 customers mention "Card value"19,627 positive511 negative

Customers find the card to be fantastic and one of the best rewards options available.

"Great card and great points benefits in Amazon purchases and other perks. Love it. And also option to make interest free payments on larger items." Read more

"...Overall this is a great card, I have been very pleased with it and recommend it to everyone who has Amazon prime...." Read more

"Love this card. Have it attached to my Amazon account and I have autopay turned on for payments...." Read more

"Good card, with many features similar to the Sapphire card from the same company: Chase...." Read more

10,662 customers mention "Ease of use"10,346 positive316 negative

Customers find the payment card easy to use and redeem points, describing it as hassle-free.

"Easy to use. As I cannot drive anymore, this service is marvelous. I did not like the service and extra charges from Whole Foods...." Read more

"...AWESOME! IT is easy to use for Amazon Prime online shopping also." Read more

"not stressful to use the card very simple and easy especially during an emergency to save my cat life it means a lot to me because my cat is one of..." Read more

"Ease of use and Chase web page" Read more

9,027 customers mention "Rewards"8,800 positive227 negative

Customers find the rewards program fantastic.

"Super easy to use account! Great rewards just to high of interest rate" Read more

"No annual fees, great rewards, account settings are easy to navigate." Read more

"Love the rewards and never have any problems." Read more

"...I mainly use it for shopping on Amazon and the rewards are great." Read more

3,549 customers mention "Convenience"3,512 positive37 negative

Customers find the payment card convenient, noting it's easy to use anywhere and makes shopping simple.

"It’s convenient and I love the perks of the rewards points I can use towards other purchases. I need yall to increase my spending limit though :)" Read more

"...Convenient 2) Can add more benefits like restaurants, travel" Read more

"...Very convenient." Read more

"The convenience and ease of use is exactly what I needed. Helps maintain an account of my purchases and balance reminders are not overwhelming." Read more

3,208 customers mention "Cash back"3,020 positive188 negative

Customers appreciate the cash back program, with one mentioning they earn 1% back on all other purchases.

"...at grocery stores, gas stations. I really like the cash back and Rewards I get using Prime Visa. Thank you so much!!" Read more

"Love the cash back... Better then using the bank card on stuff I'ma buy anyway. Plus I pay it off to beat the interest anyway." Read more

"...Overall has been a good experience. The cash back is great, but the interest is a little high" Read more

"...I like having it for emergencies. I also love the cash back I earn from using it. I appreciate Amazon for offering me this...." Read more

3,063 customers mention "Value for money"2,525 positive538 negative

Customers find the payment card offers good value for money, appreciating its great rates and offers.

"...at Amazon and Whole Foods really adds up. • No annual fee: Great value, especially considering the benefits offered. • Widely accepted..." Read more

"This is the definitely worth it!!! You get 5% back!..." Read more

"We think so far it’s a great value for being an Amazon Prime customer. The rewards are worthy with the amount of shopping we use" Read more

"Good value. Not sure why the credit limit is so low. Maybe because I have so many other cards with Chase?..." Read more

2,418 customers mention "Annual fee"2,099 positive319 negative

Customers appreciate that the card has no annual fee, no foreign transaction fees, and offers interest-free monthly payments.

"...it offered some of the best rewards programs out there with no annual fee...." Read more

"My Prime Visa is my goto card. No annual fee, and the best rewards!..." Read more

"...Otherwise this is pretty much your standard credit card with no annual fees. Not much to complain about." Read more

"I'm happy with this credit card. There are no fees and I get 5% back as Amazon credit which is significantly better than other cashback rewards..." Read more

3,768 customers mention "Interest rate"1,237 positive2,531 negative

Customers have mixed opinions about the interest rate of the card, with some appreciating its low rate while others find it a little high.

"High interest rate compared to my other visa card, but decent rewards. Might use it more if the rate was lower." Read more

"The interest rate is too high especially for someone who uses it for ALL Amazon purchases AND has never been late and paid more than the minimum...." Read more

"High interest" Read more

"...after owning the card for a year is pretty lame along with the high interest rate...." Read more

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Top reviews from the United States

  • Karen Gonzalez
    5.0 out of 5 stars Great Visa Rewards Card From Chase Bank!
    Reviewed in the United States on September 16, 2025
    Verified Cardmember
    I have been a Chase Amazon Visa card member for about 18 years now one of the oldest credit cards in my wallet. I have been upgraded to a Amazon Prime Visa Card about 8 years now. I chose it because it offered some of the best rewards programs out there with no annual fee. I like that you can earn a great rate of 5% cash back on Amazon.com purchases and who doesn't use or purchase from Amazon these days?? That makes it pretty easy to accumulate points on this card. I like that once in a while you can get speical perks from this card I appreciate that they don't charge an annual fee. The Prime Visa also looks and feels sooo great in the hand it's made with a metal core and it feels cool to just have it you feel like a platinum card member without the high annual fee. I still have the platinum colored card and I can't wait to have the cool new dark blue colored card! I have had a positive experice using this card for the most part. I just wish the minimum payment can be lower it's increased these last few years.
    102 people found this helpful
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  • Luke
    5.0 out of 5 stars This card is awesome!
    Reviewed in the United States on September 19, 2024
    Verified Cardmember
    I’ve been using the Chase Prime Visa card for over a year, and it’s become one of my favorite credit cards, especially for anyone who regularly shops on Amazon or Whole Foods. Here’s my personal take based on firsthand experience:

    ### Pros:
    1. **Generous Cashback on Amazon/Whole Foods Purchases**: The card offers 5% cashback on Amazon.com and Whole Foods purchases if you're a Prime member. Since I do a lot of online shopping and grocery runs there, the cashback adds up quickly. Every couple of months, I have enough cashback points to significantly reduce my bill, which is super satisfying.

    2. **Solid Rewards for Everyday Spending**: Besides Amazon and Whole Foods, the card gives 2% cashback on restaurant, gas station, and drugstore purchases. I find this feature great since I often fuel up and grab meals on the go, and it's nice knowing I’m getting something back on those purchases.

    3. **No Annual Fee (with Prime)**: Since I’m already paying for Amazon Prime, having no additional fee for the card is a bonus. It's like getting extra perks from Prime without paying more.

    4. **Redeemable Points**: I love that the cashback can be used directly on Amazon for purchases, but I usually save my points to cover larger purchases or statement credits.

    5. **Travel Perks**: While I haven’t used it extensively, the card does offer some decent travel benefits like no foreign transaction fees and access to some travel protections, which can be useful for international travel.

    ### Cons:
    1. **Requires Amazon Prime Membership**: The biggest downside is that the card is only valuable if you're already an Amazon Prime member, which costs around $139 a year. If you’re not a frequent Amazon shopper, the perks might not justify having the card.

    2. **Limited Categories for High Cashback**: Outside of Amazon and Whole Foods, the cashback categories aren’t as high (2% for gas, restaurants, etc.), so if you're looking for a broader range of high-reward categories, this card might feel limited.

    3. **Amazon-Heavy Focus**: While I enjoy the Amazon-focused rewards, someone who doesn’t shop there often might find the card’s benefits less compelling. If you’re looking for more flexibility in redeeming points for travel, the Chase Sapphire line might be better suited.

    ### Overall Verdict:
    If you’re an Amazon Prime member and do a lot of shopping on Amazon or at Whole Foods, this card is a no-brainer. The cashback rewards are generous, especially compared to other cards. However, if you’re not an Amazon or Whole Foods shopper, there are probably better options with broader rewards categories.

    For me, the Chase Prime Visa has been a great addition to my wallet, primarily for its ability to consistently give me back a portion of what I’m already spending.
    2,566 people found this helpful
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  • Jonathon Frank Cunningham
    5.0 out of 5 stars Great aesthetics and many rewards
    Reviewed in the United States on October 1, 2025
    Verified Cardmember
    The card is physically nicer than all my other cards I have or have had. Thick (not too thick) and not flimsy. There is a wide variety of rewards that you can use and the payment process is easy. Very good to use if you order a lot of stuff on Amazon also. Can even use it to pull cash from the ATM if necessary
    One person found this helpful
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  • Viv Smith
    5.0 out of 5 stars Great to use for feuling...
    Reviewed in the United States on September 27, 2025
    Verified Cardmember
    Since I have the Prime Visa card I have linked the app Earnify for fuel at gas stations such as BP and Amoco...discounts for using Amazon Prime card online Earnify app to fuel. Saves me 10 cents per gallon. Then I pay my charges in full at end of billing cycle. AWESOME! IT is easy to use for Amazon Prime online shopping also.
    3 people found this helpful
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  • David V.
    4.0 out of 5 stars Chase prime Credit Card opinion
    Reviewed in the United States on September 24, 2025
    Verified Cardmember
    It’s a good card, I would say it’s the card before you make the jump to the sapphire series.

    Pros for me: no yearly fees, decent point system and rewards.

    Cons: not enough Amazon benefits besides the point conversion.
    5 people found this helpful
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