Designed with your business in mind

Amazon Business American Express Card

Earn a $100 statement credit after you make $3,000 in purchases
on your Card in your first 3 months†

$0 Annual Fee¤
Sign in to apply
Get a decision in as little as 30 seconds
†Offer Terms ♦︎‡Benefit Terms ¤Rates & Fees *See a full list of eligible Prime memberships
Amazon Business Prime American Express Card
Amazon Business American Express Card
Welcome Offer
$100 statement credit after you make $3,000 in purchases on your Card in your first 3 months†
$100 statement credit after you make $3,000 in purchases on your Card in your first 3 months†
Rewards on the first $120,000 in U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market, 1% Back thereafter
5% Back
or 90 Day Terms
with an eligible Prime membership*‡
3% Back
or 60 Day Terms
Rewards at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers‡
2% Back
2% Back
Rewards on other purchases‡
1% Back
1% Back
Amazon Business American Express Card

Earn a $100 statement credit after you make $3,000 in purchases on your Card in your first 3 months.†

 †Offer Terms ♦︎‡Benefit Terms
Sign in to apply

Customer reviews

4.4 out of 5 stars
8,785 global ratings

Customers say

Customers find this business credit card convenient and easy to use, particularly for managing expenses. The card offers excellent rewards with no annual cost, and customers appreciate its value as an indispensable tool for business expense management. They praise its functionality, noting it works everywhere they've used it, and value its benefits, with one customer highlighting its positive impact on cash flow management.

Select to learn more

Card qualityEase of useRewardsCard valueValue for moneyBenefitsCard functionalityCard convenience
1,330 customers mention "Card quality"1,290 positive40 negative

Customers find the card to be of good quality, describing it as a great business card to have.

"Great card if you use Amazon for shopping, 5% cash back when you use it for Amazon purchases. Can't beat that." Read more

"great card" Read more

"Great Card, great benefits, really easy app to use and schedule payments. Best credit card I own!" Read more

"Good card, but after the returned payment the credit limit reduced to 600, that made it useless." Read more

824 customers mention "Ease of use"788 positive36 negative

Customers find the payment card easy to use, particularly for business purposes, with clear rewards system and friendly application process.

"Easy to use, manage, and earn rewards" Read more

"I already loved American Express, their app is so friendly and easy to use but the benefits of this Amazon card collab is so amazing...." Read more

"Applying for the card was fairly straightforward and easy. The gift card also appeared right away...." Read more

"Easy and secure financial instrument." Read more

359 customers mention "Rewards"330 positive29 negative

Customers appreciate the card's rewards program, which offers extra cash back and is available at no annual cost, with one customer noting that points are automatically credited to their account.

"Such a great card to have. Great rewards and ability to choose extended repayment vs rewards is very useful" Read more

"Great card with great rewards. I use my Prime card for most of my purchases. 5% back adds up when you're an Amazon regular. Highly recommend!" Read more

"...Credit Card delivers on every front: value, convenience, support, and rewards...." Read more

"Great Rewards!!" Read more

284 customers mention "Card value"277 positive7 negative

Customers find the card valuable for their business needs, describing it as an indispensable tool for managing expenses and adding convenience to purchases.

"Great card for business." Read more

"Great card for my business" Read more

"Great business tool..." Read more

"Love it. Great for business!" Read more

272 customers mention "Value for money"229 positive43 negative

Customers find the card offers good value for money, appreciating the 5% back and rebate options, with one customer specifically mentioning the expense management tools.

"...Thanks Amazon. One more score for you and a great value for ‘me’ the customer." Read more

"Great Value and Service, Always a pleasant experience doing business with them." Read more

"Great value if you buy off amazon a lot." Read more

"Good value and oversight from the gold standard of credit cards." Read more

236 customers mention "Benefits"227 positive9 negative

Customers appreciate the card's benefits, particularly how it helps with business credit and day-to-day purchases.

"Great Card, great benefits, really easy app to use and schedule payments. Best credit card I own!" Read more

"Great card Great benefits" Read more

"Excellent Card with Great Benefits..." Read more

"I absolutely love the ease, benefits and perks that come with my Amazon Prime American Express card. It has helped my small business tremendously!" Read more

231 customers mention "Card functionality"200 positive31 negative

Customers report that the card functions well with no issues, and one customer specifically mentions it works seamlessly with Apple Pay.

"Works great" Read more

"Very good. No problems, Accurate, Have used for probably five years and no errors!" Read more

"Never any fraud, no closing accounts, no issues" Read more

"Card works well and has some rebate discounts - So far so good" Read more

189 customers mention "Card convenience"184 positive5 negative

Customers find the card convenient for business use, with one mentioning it's particularly useful for emergencies.

"Efficient and convenient. I recommend it. Judge Anderson" Read more

"Convenient and used widely whereas other cards may not be accepted" Read more

"...American Express Prime Credit Card delivers on every front: value, convenience, support, and rewards...." Read more

"This card has an array of very useful and usable benefits...." Read more

Love It!
5 out of 5 stars
Love It!
Choice of earning cash back rewards or taking advantage of special payment terms. You can choose to receive either 5% cash back or get 90-day terms on select U.S. purchases.
Hide
Thank you for your feedback
Sorry, there was an error
Sorry we couldn't load the review

Top reviews from the United States

  • Jason N
    5.0 out of 5 stars Excellent Card with Great Benefits
    Reviewed in the United States on September 15, 2025
    Verified Cardmember
    This card has been an excellent addition for managing business purchases. The rewards structure is generous, especially on Amazon orders, and the extended payment terms make cash flow much easier to manage. It’s simple to use, well-integrated with Amazon, and offers real value for businesses. Highly recommend it for anyone looking to streamline expenses while earning rewards.
    2 people found this helpful
    Helpful
     Report
  • Johnathan Maksanty
    5.0 out of 5 stars Easy to use, easy to do anything and everything on the app.
    Reviewed in the United States on September 25, 2025
    Verified Cardmember
    Great Card, great benefits, really easy app to use and schedule payments. Best credit card I own!
    Helpful
     Report
  • M.A.
    5.0 out of 5 stars Incredible asset
    Reviewed in the United States on September 11, 2025
    Verified Cardmember
    The Amex Prime Business Card has been an incredible asset for my business. The rewards program is generous and makes every purchase count, while the added perks like purchase protection and travel benefits give me real peace of mind. On top of that, their customer service is outstanding—always quick, professional, and reliable. It’s a card that not only simplifies expense management but also truly supports business growth. Highly recommended!
    5 people found this helpful
    Helpful
     Report
  • Dave Stevens
    5.0 out of 5 stars A Must-Have for Frequent Amazon Business Purchases
    Reviewed in the United States on September 26, 2024
    Verified Cardmember
    I’ve been using the Amazon Business American Express Card for several months now, and it has become an essential tool for managing business expenses, especially with our frequent Amazon purchases. Here’s why I highly recommend it:

    Key Benefits for Businesses
    The standout feature of this card is the ability to choose between 3% back on Amazon purchases or opting for 90-day interest-free payment terms on purchases. This flexibility is a game changer, especially if you're managing cash flow for a business. For larger orders or high-ticket items, the 90-day payment terms offer breathing room, while the 3% back is a solid return on everyday supplies.

    No Annual Fee
    Unlike many business credit cards, this one comes with no annual fee, making it even more appealing for small and medium-sized businesses. You get premium benefits without the overhead of annual fees, which adds significant value over time.

    Rewards Beyond Amazon
    While the card shines with Amazon purchases, it’s also versatile outside of Amazon. You can earn 2% back at restaurants, gas stations, and wireless telephone services. For a business, these categories cover a good chunk of typical expenses, which adds even more reward potential. Additionally, you earn 1% back on all other purchases, so no spending goes unrewarded.

    Smooth Integration with Amazon Business
    This card integrates seamlessly with Amazon Business accounts, making it easier to track and manage expenses. The itemized purchases are well-organized, which is great for bookkeeping and accounting, and you can even assign cards to employees with spend controls for greater oversight.

    Easy Application and Excellent Customer Service
    Applying for the card was straightforward, and I was impressed by how quickly the process went. The credit limit was generous, and American Express customer service has been stellar. Any issues or questions I’ve had were addressed promptly, which I’ve come to expect from American Express.

    Security and Peace of Mind
    As with all Amex cards, the purchase protection and extended warranty benefits give me peace of mind. Knowing that I’m protected in case of damaged or defective items is reassuring, especially for larger business purchases. The card also comes with fraud protection, which is essential for business transactions.

    Pros:
    3% cash back or 90-day interest-free payment option on Amazon Business and AWS purchases
    No annual fee
    2% cash back on common business expenses (restaurants, gas, wireless services)
    Seamless integration with Amazon Business accounts
    Purchase protection and extended warranty benefits
    Cons:
    The 3% back only applies to Amazon Business and AWS purchases, so if your business doesn’t frequently shop on Amazon, the full benefit may not be realized.
    The rewards rate on non-Amazon purchases (1%) is less competitive compared to some other cards on the market.
    Final Thoughts:
    If your business makes regular purchases on Amazon or AWS, the Amazon Business American Express Card is a no-brainer. Between the cash back rewards, flexible payment options, and integration with Amazon’s business platform, it’s an excellent choice. Even if you don’t make a ton of Amazon purchases, the additional rewards categories and no annual fee make this card a solid option for day-to-day business spending. I highly recommend it for businesses of all sizes.
    81 people found this helpful
    Helpful
     Report
  • Cat
    5.0 out of 5 stars Great card for your amazon purchases.
    Reviewed in the United States on September 18, 2025
    Verified Cardmember
    Applying for the card was fairly straightforward and easy. The gift card also appeared right away. It’s nice to get the 5% back off of Amazon orders as it seems to mount up without realizing that it’s there.
    2 people found this helpful
    Helpful
     Report
  • Miss Lisa
    5.0 out of 5 stars This is a real business card
    Reviewed in the United States on September 12, 2025
    Verified Cardmember
    This card is great to have. I use it to purchase items for my funeral program business, but when I needed it for other purchases, it works just like a regular Amex card. This is a real business card and the purpose is to build business credit, therefore it does not report to the regular credit bureaus.
    One person found this helpful
    Helpful
     Report
  • Kat
    4.0 out of 5 stars Great Card but Makes Documentation Difficult
    Reviewed in the United States on July 2, 2025
    Verified Cardmember
    I have this card and in general I like it a lot. Billing is easy and earning monthly rewards is helpful to my business. What I don't like is that I can place an order for multiple items but because the items are shipped separately, they show up as separate charges on the card bill. In addition, the separate charges include the taxes for some items, which is not separated in the original invoice. There is no description other than a transaction number that does not match to anything in original invoice. This makes it VERY hard to match items for proper categorizing in my accounting software. Because the charge amount does not match the invoice amount AND there is no description of the item between the order invoice and the bill charge, it is doubly difficult to match items for categorizing. If they could solve this problem, it would be most Excellent!
    54 people found this helpful
    Helpful
     Report
  • suebtoo
    4.0 out of 5 stars good card but can be better
    Reviewed in the United States on September 28, 2025
    Verified Cardmember
    The annual % is higher than others. If it had higher rewards for other purchases like gas and food, it would be used more. Other cards are being used outside of Amazon for better rewards for weekly expenditures.
    One person found this helpful
    Helpful
     Report