Prime Visa and Amazon Visa

Prime Visa and Amazon Visa

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Prime Visa
Get a $150 Amazon Gift Card instantly upon approval*
 *Offer details †Pricing & Terms
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Customer reviews

4.4 out of 5 stars
136,149 global ratings

Customers say

Customers find this credit card to be a fantastic value with no annual fee and no foreign transaction fees. They appreciate its ease of use, particularly for earning points and redeeming rewards, and value its convenience for shopping. Customers like the cash back rewards program, with one noting it offers 1% back on all purchases, and find the interest rate reasonable.

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Card valueEase of useRewardsConvenienceCash backValue for moneyAnnual feeInterest rate
20,138 customers mention "Card value"19,627 positive511 negative

Customers find the card to be fantastic and one of the best rewards options available.

"Great card and great points benefits in Amazon purchases and other perks. Love it. And also option to make interest free payments on larger items." Read more

"...Overall this is a great card, I have been very pleased with it and recommend it to everyone who has Amazon prime...." Read more

"Love this card. Have it attached to my Amazon account and I have autopay turned on for payments...." Read more

"Good card, with many features similar to the Sapphire card from the same company: Chase...." Read more

10,662 customers mention "Ease of use"10,346 positive316 negative

Customers find the payment card easy to use and redeem points, describing it as hassle-free.

"Easy to use. As I cannot drive anymore, this service is marvelous. I did not like the service and extra charges from Whole Foods...." Read more

"...AWESOME! IT is easy to use for Amazon Prime online shopping also." Read more

"not stressful to use the card very simple and easy especially during an emergency to save my cat life it means a lot to me because my cat is one of..." Read more

"Ease of use and Chase web page" Read more

9,027 customers mention "Rewards"8,800 positive227 negative

Customers find the rewards program fantastic.

"Super easy to use account! Great rewards just to high of interest rate" Read more

"No annual fees, great rewards, account settings are easy to navigate." Read more

"Love the rewards and never have any problems." Read more

"...I mainly use it for shopping on Amazon and the rewards are great." Read more

3,549 customers mention "Convenience"3,512 positive37 negative

Customers find the payment card convenient, noting it's easy to use anywhere and makes shopping simple.

"It’s convenient and I love the perks of the rewards points I can use towards other purchases. I need yall to increase my spending limit though :)" Read more

"...Convenient 2) Can add more benefits like restaurants, travel" Read more

"...Very convenient." Read more

"The convenience and ease of use is exactly what I needed. Helps maintain an account of my purchases and balance reminders are not overwhelming." Read more

3,208 customers mention "Cash back"3,020 positive188 negative

Customers appreciate the cash back program, with one mentioning they earn 1% back on all other purchases.

"...at grocery stores, gas stations. I really like the cash back and Rewards I get using Prime Visa. Thank you so much!!" Read more

"Love the cash back... Better then using the bank card on stuff I'ma buy anyway. Plus I pay it off to beat the interest anyway." Read more

"...Overall has been a good experience. The cash back is great, but the interest is a little high" Read more

"...I like having it for emergencies. I also love the cash back I earn from using it. I appreciate Amazon for offering me this...." Read more

3,063 customers mention "Value for money"2,525 positive538 negative

Customers find the payment card offers good value for money, appreciating its great rates and offers.

"...at Amazon and Whole Foods really adds up. • No annual fee: Great value, especially considering the benefits offered. • Widely accepted..." Read more

"This is the definitely worth it!!! You get 5% back!..." Read more

"We think so far it’s a great value for being an Amazon Prime customer. The rewards are worthy with the amount of shopping we use" Read more

"Good value. Not sure why the credit limit is so low. Maybe because I have so many other cards with Chase?..." Read more

2,418 customers mention "Annual fee"2,099 positive319 negative

Customers appreciate that the card has no annual fee, no foreign transaction fees, and offers interest-free monthly payments.

"...it offered some of the best rewards programs out there with no annual fee...." Read more

"My Prime Visa is my goto card. No annual fee, and the best rewards!..." Read more

"...Otherwise this is pretty much your standard credit card with no annual fees. Not much to complain about." Read more

"I'm happy with this credit card. There are no fees and I get 5% back as Amazon credit which is significantly better than other cashback rewards..." Read more

3,768 customers mention "Interest rate"1,237 positive2,531 negative

Customers have mixed opinions about the interest rate of the card, with some appreciating its low rate while others find it a little high.

"High interest rate compared to my other visa card, but decent rewards. Might use it more if the rate was lower." Read more

"The interest rate is too high especially for someone who uses it for ALL Amazon purchases AND has never been late and paid more than the minimum...." Read more

"High interest" Read more

"...after owning the card for a year is pretty lame along with the high interest rate...." Read more

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Top reviews from the United States

  • Karen Gonzalez
    5.0 out of 5 stars Great Visa Rewards Card From Chase Bank!
    Reviewed in the United States on September 16, 2025
    Verified Cardmember
    I have been a Chase Amazon Visa card member for about 18 years now one of the oldest credit cards in my wallet. I have been upgraded to a Amazon Prime Visa Card about 8 years now. I chose it because it offered some of the best rewards programs out there with no annual fee. I like that you can earn a great rate of 5% cash back on Amazon.com purchases and who doesn't use or purchase from Amazon these days?? That makes it pretty easy to accumulate points on this card. I like that once in a while you can get speical perks from this card I appreciate that they don't charge an annual fee. The Prime Visa also looks and feels sooo great in the hand it's made with a metal core and it feels cool to just have it you feel like a platinum card member without the high annual fee. I still have the platinum colored card and I can't wait to have the cool new dark blue colored card! I have had a positive experice using this card for the most part. I just wish the minimum payment can be lower it's increased these last few years.
    102 people found this helpful
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  • Luke
    5.0 out of 5 stars This card is awesome!
    Reviewed in the United States on September 19, 2024
    Verified Cardmember
    I’ve been using the Chase Prime Visa card for over a year, and it’s become one of my favorite credit cards, especially for anyone who regularly shops on Amazon or Whole Foods. Here’s my personal take based on firsthand experience:

    ### Pros:
    1. **Generous Cashback on Amazon/Whole Foods Purchases**: The card offers 5% cashback on Amazon.com and Whole Foods purchases if you're a Prime member. Since I do a lot of online shopping and grocery runs there, the cashback adds up quickly. Every couple of months, I have enough cashback points to significantly reduce my bill, which is super satisfying.

    2. **Solid Rewards for Everyday Spending**: Besides Amazon and Whole Foods, the card gives 2% cashback on restaurant, gas station, and drugstore purchases. I find this feature great since I often fuel up and grab meals on the go, and it's nice knowing I’m getting something back on those purchases.

    3. **No Annual Fee (with Prime)**: Since I’m already paying for Amazon Prime, having no additional fee for the card is a bonus. It's like getting extra perks from Prime without paying more.

    4. **Redeemable Points**: I love that the cashback can be used directly on Amazon for purchases, but I usually save my points to cover larger purchases or statement credits.

    5. **Travel Perks**: While I haven’t used it extensively, the card does offer some decent travel benefits like no foreign transaction fees and access to some travel protections, which can be useful for international travel.

    ### Cons:
    1. **Requires Amazon Prime Membership**: The biggest downside is that the card is only valuable if you're already an Amazon Prime member, which costs around $139 a year. If you’re not a frequent Amazon shopper, the perks might not justify having the card.

    2. **Limited Categories for High Cashback**: Outside of Amazon and Whole Foods, the cashback categories aren’t as high (2% for gas, restaurants, etc.), so if you're looking for a broader range of high-reward categories, this card might feel limited.

    3. **Amazon-Heavy Focus**: While I enjoy the Amazon-focused rewards, someone who doesn’t shop there often might find the card’s benefits less compelling. If you’re looking for more flexibility in redeeming points for travel, the Chase Sapphire line might be better suited.

    ### Overall Verdict:
    If you’re an Amazon Prime member and do a lot of shopping on Amazon or at Whole Foods, this card is a no-brainer. The cashback rewards are generous, especially compared to other cards. However, if you’re not an Amazon or Whole Foods shopper, there are probably better options with broader rewards categories.

    For me, the Chase Prime Visa has been a great addition to my wallet, primarily for its ability to consistently give me back a portion of what I’m already spending.
    2,566 people found this helpful
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  • kmd57
    5.0 out of 5 stars Best Credit Card for Amazon and Everywhere Else
    Reviewed in the United States on September 18, 2025
    Verified Cardmember
    I use my Chase Amazon Prime credit card everywhere. I get 5% rewards, sometimes 6% when I shop at Amazon and 1 or 2% at other shops and restaurants. Chase also offers monthly rewards and benefits from other merchants for goods and services. I have rarely had to use customer service, but have never had a complaint with any of the representatives. I utilize auto pay for my payments, and everything goes smoothly. I would definitely recommend this credit card for ease of use, rewards, and customer service. Amazon and Chase are companies with excellent reputations. If you shop at Amazon, you should get this card.
    33 people found this helpful
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  • Raquel W
    5.0 out of 5 stars A Top Pick for Everyday And Amazon Shoppers
    Reviewed in the United States on May 8, 2025
    Verified Cardmember
    If you’re a frequent Amazon shopper or a loyal Whole Foods customer, the Amazon Prime Visa Card is one of the best cashback credit cards available today—especially for those who already have a Prime membership. Here’s why this card stands out and why it could easily become your go-to for everyday purchases.

    Key Benefits:

    1. 5% Back at Amazon.com and Whole Foods Market
    With an eligible Prime membership, you’ll earn 5% back on every dollar you spend at Amazon.com and Whole Foods. This is a huge perk for regular shoppers and can quickly add up to meaningful savings throughout the year.

    2. 2% Back at Restaurants, Gas Stations, and Drugstores
    Beyond Amazon and Whole Foods, this card gives you 2% back in common spending categories—making it practical for daily use, not just online shopping.

    3. 1% Back on All Other Purchases
    Any other purchase earns 1% back, so you’re always getting rewarded, no matter where you shop.

    4. No Annual Fee (with Prime Membership)
    There’s no additional fee for the card itself, though you must be an Amazon Prime member. If you’re already paying for Prime, the card comes with no extra cost.

    5. No Foreign Transaction Fees
    Traveling internationally? You won’t be hit with foreign transaction fees—something many other cashback cards charge for.

    6. Instant Gift Card upon Approval
    As a welcome bonus, new cardholders typically receive an instant Amazon gift card (usually $100 or more) as soon as they’re approved—no spending requirement necessary.

    7. Points Never Expire & No Redemption Minimums
    Rewards points never expire and can be redeemed easily at checkout on Amazon or as cash back, statement credits, or travel. There are no annoying thresholds or minimums to meet.

    8. Enhanced Shopping Protections
    The card includes Visa Signature benefits like extended warranties, purchase protection, and travel accident insurance—adding peace of mind to big purchases.

    ⸻

    Why Choose This Over Other Cards?
    • Superior Cashback at Amazon & Whole Foods: While many cards offer 1-2% back across all purchases, few (if any) offer a consistent 5% return at two major retailers.
    • No Complicated Rotating Categories: Unlike some cashback cards, there are no rotating categories or activation hoops to jump through. It’s straightforward and rewarding.
    • Seamless Integration with Amazon: Points are automatically available at checkout, making redemptions effortless.
    • Prime Member Advantage: If you’re already a Prime member, this card essentially unlocks a high-earning cashback structure without adding another fee to your wallet.

    ⸻

    Bottom Line:
    The Amazon Prime Visa Card is a smart choice for loyal Amazon and Whole Foods shoppers who want to earn strong rewards without overthinking their spending. It combines simplicity, value, and great perks—making it hard to beat for any Prime Member.
    732 people found this helpful
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