Lawsuit Alleges Vouch Insurance Sent Its Chief Legal Officer Undercover as a Customer to Steal Corgi's Trade Secrets

The customer who completed Corgi's entire underwriting process and then canceled the policy days later was Vouch's Chief Legal Officer, operating through a shell company formed the same day, according to the lawsuit.

The lawsuit alleges the shell company had no employees, no revenue, and no tax ID, and existed solely to get inside Corgi's platform.

Vouch, Inc. directed its own Chief Legal & Administrative Officer to pose as a customer and extract the proprietary underwriting technology behind Corgi's insurance products, according to a lawsuit pending in the U.S. District Court for the District of Delaware.

The lawsuit, brought by Corgi Insurance Services, Inc. and Technology Risk Retention Group, Inc. (TRRG), alleges that Vouch used a shell company to gain access to Corgi's platform, ran through its entire underwriting process to capture as much proprietary information as possible, and canceled the resulting policy within days once that information had been obtained.

The scheme began on February 10, 2026, when a Delaware company called Augmenta Advisory, LLC was formed and, the same day, submitted an insurance application through Corgi's platform. The lawsuit alleges Augmenta had no federal tax ID, no revenue, no clients, no website, and no business operations of any kind, and existed solely to provide a legitimate-looking identity through which to access Corgi's platform.

The application was not a casual inquiry. The applicant selected all four coverage lines Corgi offered, general liability, directors and officers, cyber, and technology errors and omissions, and answered more than one hundred proprietary underwriting questions, the path that generates the maximum amount of Corgi's confidential risk-assessment information. The lawsuit alleges the application requested precise limits and retentions across all four lines, selections it describes as the work of a knowledgeable insurance professional rather than a first-time buyer for a new advisory firm.

Corgi and TRRG issued the policy and, in doing so, provided Augmenta with proprietary materials including Corgi's custom declarations, policy forms, and pricing architecture. Within days, the applicant requested that the policy be canceled "effective immediately," stating that she "no longer require[d] the coverage," and followed up to ask, "What are next steps?" The speed of the cancellation, for a company that had existed only a few days and never conducted any business, indicated that the policy's real purpose had already been served, the lawsuit alleges.

The application identified Kelly Wulff as the applicant and sole director. Wulff is the Chief Legal & Administrative Officer of Vouch, Inc., which sells insurance to the same startups Corgi serves. According to the lawsuit, no innocent explanation accounts for the combination of facts: the most senior legal officer of a rival forming a shell company, binding a policy, obtaining Corgi's proprietary materials, and canceling within days. Taken together, the conduct was not a legitimate purchase but a pretext to extract Corgi's trade secrets for the benefit of Vouch.

Corgi and TRRG have sued Vouch, Wulff, and Augmenta for trade secret misappropriation under the federal Defend Trade Secrets Act and Delaware law, as well as fraud, civil conspiracy, and unjust enrichment. The lawsuit asks the court to declare the policy void from the outset, to require the defendants to identify everyone who received the misappropriated information and to destroy all copies, to bar Vouch from using anything derived from it, and to award compensatory, exemplary, and punitive damages.

The case is Technology Risk Retention Group, Inc. and Corgi Insurance Services, Inc. v. Vouch, Inc., et al., Civil Action No. 26-426-RGA, in the U.S. District Court for the District of Delaware. Corgi is represented by McCarter & English, LLP.

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