Wealthfront

The US government shut down at midnight on Wednesday, October 1 when members of Congress were unable to reach a funding agreement. While government shutdowns aren't rare (there have been 14 others since 1980), they can introduce temporary uncertainty in both daily life and financial markets. To help investors navigate this time, we just published a blog with insights from Wealthfront’s Investment Advisory Board. The key takeaway from experts like Burt Malkiel, PhD, and Charles D. Ellis, PhD, is clear: Wise investors stay focused on the long term and ignore the short-term noise. Read the full blog to hear their advice: https://lnkd.in/es3KVJay #GovernmentShutdown #Investing #Markets Disclosures: Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Brokerage products are provided by Wealthfront Brokerage LLC, a Member of FINRA/SIPC. Investing involves risk, including loss of principal. Past performance is not a guarantee of future results.

At midnight on Wednesday, October 1, the US government shut down. And yet, stocks have continued to trend up throughout the course of this week. So how exactly do government shutdowns affect financial markets? Government shutdowns aren’t rare—there have been 14 others since 1980, with the last one starting in December 2018 and lasting 35 days. And they can introduce some uncertainty, both in everyday life and in financial markets. Still, our experts explained that they might not have a huge effect on your investing portfolio. “The timeless wisdom for investors is to ignore the noise and volatility that shutdowns, recession scares, and the like generate.” – Burt Malkiel, PhD, Chief Investment Officer and author of A Random Walk Down Wall Street. For more on how to navigate investing through a government shutdown, read our most recent blog post: https://lnkd.in/em6eJ3y2 #GovernmentShutdown #Investing #Markets —------- Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Brokerage products are provided by Wealthfront Brokerage LLC, a Member of FINRA/SIPC. Investing involves risk, including loss of principal. Past performance is not a guarantee of future results.

Only 57% of U.S. workers are confident they'll have enough saved for retirement (Source: Bankrate). Retirement is one of the biggest spending goals you’ll ever tackle, but small steps can compound into security and financial freedom for the future. -- Investing involves risk, including the possible loss of principal, and past performance does not guarantee future results. Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser.

Following the Federal Reserve’s interest rate cut last week, the rate on the Cash Account will be lowered to 3.75% APY (Annual Percentage Yield) provided by program banks. At this adjusted rate, your Cash Account still earns you 9x the national average. Read more about the rate cut and your APY at the link. https://lnkd.in/gkEUtCM7

Want to feel like an empowered investor? The key is focusing on what you CAN control, and tuning out what you can’t. Take a deeper dive into how to make these three aspects of investing work for you on our blog: https://lnkd.in/gC49yZMS – The information contained in this communication is provided for general informational purposes only, and should not be construed as investment or tax advice. Nothing in this communication should be construed as a solicitation or offer, or recommendation, to buy or sell any security.  All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. See Full Disclosure at https://lnkd.in/gtGuW2SA for more info. Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser.

At Wealthfront, we build products that empower clients to build their wealth on their own terms, regardless of what’s happening in the market. Even though the Fed cut rates today, we have a product ecosystem built for short-term, mid-term, and long-term goals across all rate and market cycles. Check out our blog to learn more about which Wealthfront account is right for you: https://lnkd.in/ergbpE59 #financialgoals #financialplanning #interestrates #savings —-------- Investment management and advisory services are provided by Wealthfront Advisers LLC,an SEC-registered investment adviser.

Fed decisions can be difficult to predict. Our VP of Investment Research, Alex Michalka explains some of the factors the Federal Open Market Committee will be weighing at its September meeting. Check out our most recent newsletter for a look at what goes into the Fed’s decisions, and what we can expect next.

Households are spending an average of $886 on back-to-school shopping this year (Source: Empower). Whether you're a parent, student, or just navigating higher fall and holiday expenses, a clear budget and consistent savings can help manage the financial impact.

You might be familiar with a Certificate of Deposit (CD), but did you know there’s a more advantageous option? Here’s a comparison of two ways you can put your cash to work in the face of decreasing interest rates. If flexibility and after-tax returns are key for your strategy, our Automated Bond Ladder might be a smart choice. Learn more about these options at the link: https://lnkd.in/gbAfutca —------- Nothing in this communication should be construed as investment or tax advice. Investing involves risk, including loss of principal. Past performance is not a guarantee of future results.Investment management and advisory services are provided by Wealthfront Advisers LLC ("Wealthfront Advisers"), an SEC-registered investment adviser. Brokerage products are provided by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), a Member of FINRA/SIPC. Investing in US Treasuries involves risks, including but not limited to interest rate, credit, and market risks, and may result in loss of principal. Tax treatment depends on your circumstances. Wealthfront does not provide tax advice.