Experience & Education
Licenses & Certifications
Publications
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Say hello to deeper recessions with Fed audit
The Orlando Sentinel
Op-Ed opposing the movement to audit the Federal Reserve System for political purposes.
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The New Global Financial Regulatory Order: Can Macroprudential Regulation Prevent Another Global Financial Disaster?
Journal of Corporation Law
Citation: 40 J. Corp. L. 403
Publication: Journal of Corporation Law, Winter 2015 -
Technology Will Trigger a Renaissance in Cross-Border Lending
Bank Systems & Technology
Some of the problems of cross-border lending can be prevented or mitigated with the use of technology.
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Can Technology Serve as a Positive Disruptive Force in Banking?
Bank Systems & Technology
The banking industry -- especially retail consumer banking -- has not experienced any significant disruption from technology. It can be argued that the last major disruptive force in the banking industry was the ATM, which is roughly 50 years old. The Internet, which in that same period has turned many industries topsy-turvy, has had a minimal impact on retail banking. For example, many banks have not fully embraced mobile banking with robust solutions that meet the lifestyles of their…
The banking industry -- especially retail consumer banking -- has not experienced any significant disruption from technology. It can be argued that the last major disruptive force in the banking industry was the ATM, which is roughly 50 years old. The Internet, which in that same period has turned many industries topsy-turvy, has had a minimal impact on retail banking. For example, many banks have not fully embraced mobile banking with robust solutions that meet the lifestyles of their consumers.
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Mind the Gap Between Regulation & Innovation
Wall Street & Technology
The real reason High Frequency Trading (HFT) is under the spotlight isn't the frequency of the trades. It's the gap between regulation and innovation.
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The Unease Over Quantitative Easing
National Mortgage News
There are increasing voices in and out of the Federal Reserve proclaiming the need for more inflation in order to pull the U.S. economy out of its current, sluggish growth cycle. This is the state of affairs six years after the 2008 global financial crisis, which was rooted in a massive real estate bubble and caused the greatest recession in almost a century.
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The Eurozone: Crisis Begets Deeper Integration
Thomson Reuters Legal Solutions
Article on the global impact of the European debt crisis. Published as part of: The Ongoing Global Impact of the European Debt Crisis: Understanding the Major Causes, Analyzing the Fallout, and Anticipating Future Implications (Aspatore Special Report)
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Can Technology Help Prevent the Next Financial Crisis?
Bank Systems & Technology
Regulators and some market participants in the financial services and banking industry have often overlooked the strategic role of technology. Over the past decade, while many sectors, industries and government agencies began to utilize hardware and software as strategic tools, the same could not be said about the financial services industry as a whole. In fact, the regulatory regime of the banks and markets continues to suffer from a lack of funds dedicated to technological innovation. As…
Regulators and some market participants in the financial services and banking industry have often overlooked the strategic role of technology. Over the past decade, while many sectors, industries and government agencies began to utilize hardware and software as strategic tools, the same could not be said about the financial services industry as a whole. In fact, the regulatory regime of the banks and markets continues to suffer from a lack of funds dedicated to technological innovation. As recently as January 2014, Congress cut the budget of the SEC dedicated to technology by half.
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The True Value of Homeownership
National Mortgage News
While the value of one’s home is an important barometer of the welfare of that individual and their family, the purchase of a primary residence should not be undertaken with an eye towards investment as its paramount purpose. It is only when we, as a country, end the comparison of real estate values and other investment vehicles, that the real estate sector of our economy can begin to heal.
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Best Practices for Regulatory Compliance
Bank Systems & Technology
Honors & Awards
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CALI Award
Georgetown University Law Center
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Dean's List
Georgetown University Law Center
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Distinction
Georgetown University Law Center
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Outstanding Achievement: International Business Transactions
Widener University School of Law
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Academic Honors
University of Maryland
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