Manish Mittal’s Post

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Global Technology Head - Value Added Services, Senior Vice President

𝐓𝐡𝐞 𝐇𝐮𝐦𝐚𝐧 𝐅𝐚𝐜𝐭𝐨𝐫 𝐢𝐧 𝐚𝐧 𝐀𝐈 𝐖𝐨𝐫𝐥𝐝 Last night at the Seattle AI Tinkerers meet-up one question kept surfacing, just as it does inside Visa: 𝐇𝐨𝐰 𝐝𝐨 𝐰𝐞 𝐤𝐞𝐞𝐩 𝐀𝐈 𝐚𝐠𝐞𝐧𝐭𝐬 𝐠𝐫𝐨𝐮𝐧𝐝𝐞𝐝 𝐚𝐧𝐝 𝐬𝐭𝐨𝐩 𝐭𝐡𝐞𝐦 𝐟𝐫𝐨𝐦 𝐡𝐚𝐥𝐥𝐮𝐜𝐢𝐧𝐚𝐭𝐢𝐧𝐠 𝐭𝐡𝐞𝐢𝐫 𝐰𝐚𝐲 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧𝐬? That conversation pulled me back to Captain “Sully” Sullenberger’s Miracle on the Hudson, a film I re-watched just last week. Flight simulations later showed the damaged jet might have limped back to an airport, yet the models missed the 𝐡𝐮𝐦𝐚𝐧 𝐟𝐚𝐜𝐭𝐨𝐫: the seconds of shock, the situational awareness, the decades of flying experience. Sully’s judgment was the X-factor that saved every soul on board. The same principle applies as we make our systems 𝐀𝐈-𝐟𝐢𝐫𝐬𝐭: • 𝐈𝐧𝐯𝐨𝐢𝐜𝐞 & 𝐛𝐢𝐥𝐥𝐢𝐧𝐠 𝐚𝐮𝐭𝐨𝐦𝐚𝐭𝐢𝐨𝐧: an agent reconciles millions of line items overnight, but a finance analyst still signs off on edge-case discrepancies before payments flow. • 𝐑𝐞𝐚𝐥-𝐭𝐢𝐦𝐞 𝐟𝐫𝐚𝐮𝐝 𝐬𝐜𝐫𝐞𝐞𝐧𝐢𝐧𝐠: models flag a spike in borderline anomalies; a risk analyst decides whether to release or block transactions affecting high-value merchants. • 𝐂𝐡𝐚𝐫𝐠𝐞𝐛𝐚𝐜𝐤 𝐝𝐢𝐬𝐩𝐮𝐭𝐞𝐬: AI assembles the case, but a specialist gives it one last sanity check before it’s sent on. • 𝐒𝐨𝐟𝐭𝐰𝐚𝐫𝐞 𝐝𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭: a human reviewer catches the subtle race condition an LLM missed, or spots that a change breaks data-retention rules.   I’m all-in on AI, yet the most reliable systems understand when to step aside and let people steer.   How are you blending human insight with AI in your world? #AI #HumanInTheLoop #Sully#AIAgents #FinTech #TechLeadership

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Abinash Sarangi

Partner GM @ Microsoft AI

3mo

That bot in the image is indeed the 'Copilot'! :) The thinking not only saves the day from critical failures but also saves jobs.

Absolutely my perspective aligns with this. We are not there yet to totally give autonomy to knowledge machines yet !

Rajesh Nair

Sr. VP Supply Chain & Customer Care Operations | Supply Chain Management

3mo

Insightful emphasizing human angle! I rewatch Sully almost every month:)

Surendra Ulabala

Partner Group Engineering Manager, Microsoft AI

3mo

I believe in a ai-assisted and human driven ecosystem for critical decision making, you quoted a great example in the same vien of thought.

Arjun Mishra

Lead SW Engineer at Visa

3mo

Insightful, thank you Manish

Rahul Singhal

Sr. Director, VisaNet Core Payment Authorizations PD | Visa Direct | Tokenization | VAS | Domestic Processing | Innovation at Visa | Cyber Law | Payments Products Development India Site Head

3mo

Well said Manish

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Mandar Amdekar

Engineering leader with 25+ yrs experience, ability to create order from chaos, credible technical and business acumen

3mo

Great observation Manish. In time, as we gather more experience, confidence and as models become more capable, the autonomy slider can be slid farther to the right for critical decisions well.

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