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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the seamless, efficient, and fast loan processes. People appreciate the straightforward application, the clarity of information provided, and the speed with which loans are approved and funded. Many reviewers highlight the ease of comparing multiple lenders and finding the best fit for their needs. Consumers also value the ability to view available rates securely, which reduces the stress associated with loan shopping. The platform's user-friendliness is a recurring theme, with reviewers noting its ease of navigation and clear presentation of options. People found the service particularly helpful for comparing rates and terms from various vendors, simplifying the decision-making process. The quick response times and helpful customer service also contribute to a positive overall experience. While some reviewers mention ambiguous feelings about payment terms, the general consensus is that the company provides a valuable service with a user-friendly interface.

Based on these reviews

Rated 5 out of 5 stars
Verified

Based on my intended loan amount, I was shown many (over 100) loan options. The sort feature made it easy to search for loan products based on Interest Rate, Amount of Loan, Loan Fees, Loan Term, and... See more

Rated 5 out of 5 stars
Verified

It was easy to use and information was clear to comprehend. It also pulled vendors that were in the top tier of the Forbes listing which gave me a greater sense of confidence with my choices.

Rated 5 out of 5 stars
Verified

The expedited manner of response to my application. The homeowners insurance was much, much more affordable. The emails were answered quickly with clear directions for the next steps and what to expe... See more

Rated 5 out of 5 stars
Verified

Easy process! I'm happy with the home insurance policy I purchased and the deal I got from the company. I wanted an affordable policy and one that could be paid in increments. Credible allowed me to t... See more

Rated 4 out of 5 stars
Verified

Easy to refinance but should offer more details into perks each lender has versus their competitor. I.e. offering to split the monthly payment into two to allow customers to pay less in interest all l... See more

Rated 5 out of 5 stars
Verified

The process could not have been easier! Quick application process, all the relevant information laid out perfectly for me to decide on interest rates and terms. And the best part was funding in 24 hou... See more

Rated 5 out of 5 stars
Verified

So easy to use. Finding home insurance in California was getting hard. Filled out the questions on credible, got my quote and paid the first payment and done. No talking to anyone or emailing back and... See more

Rated 5 out of 5 stars
Verified

My loan was funded promptly and issued to the places it needed to go was quick and easy. Just make sure your amounts that need to be sent is accurate so you’re not falling for refunds. Use the app an... See more

Rated 5 out of 5 stars
Verified

Whole Process was Seamless, Efficient and Fast!!! I provided all Details and replies came back Fast and Clear. Application one Day, Response and Confirmation next day and Financed Transferred the fol... See more

Rated 5 out of 5 stars
Verified

Insurance premiums are like all things to go up when casualties especially catastrophic. To find insurance to be reasonably price was not only expensive but hard to budget into a small income. Cred... See more

Rated 5 out of 5 stars
Verified

The request process was very simple and fast. I liked the that there was no hit to my credit until my loan was funded. There were numerous companies, with variuos options to chose from. Easiest applic... See more

Rated 5 out of 5 stars
Verified

The experience was fast and easy. Supplied the information that was requested. They needed a few more documents. They made it easy to upload the documents. Shortly after that the loan was approved. T... See more

Rated 5 out of 5 stars
Verified

This was the easiest process that I’ve ever experienced for obtaining a loan. I put in all of my information and the Credible Lending Team did the rest! I was given several offers and it was up to me... See more

Rated 5 out of 5 stars
Verified

Great service! The loan process was fast and easy. After I provided all of my information through Credible and got approved right away and I got the funds in my bank account the next day and good inte... See more

Rated 5 out of 5 stars
Verified

The loan process is very straightforward. Once I was pre-qualified, there were no changes in the final contract, unlike some other loan companies. My interest rate remained the same, so I am very pl... See more

Rated 5 out of 5 stars
Verified

I appreciate everything you did. All the responses were negative except one and I am grateful for that one positive response. As the saying goes, “It only takes one “. Thank you

Rated 5 out of 5 stars
Verified

Provided me with different options for loans and it made it easier for me to make an informed decision.

Rated 3 out of 5 stars
Verified

It was easy to find a loan…but places I never even applied sent me several rejection notices . Over email. Over text. Some places even double-notified me I wasn’t selected for a loan I never showe... See more

Company replied

Rated 5 out of 5 stars
Verified

This was truly the best financial experience ever! The application process was seamless. I got approved for the loan on the same day as I applied. I received the funds the very next day! I highly reco... See more

Rated 5 out of 5 stars
Verified

It's always stupefied me that simply looking into personal loans negatively affects your credit report. Credible allows you to not only view available rates, but also compare competing lenders, quickl... See more

Rated 5 out of 5 stars
Verified

You provided many finance options at awesome rates. It made my decision very easy with the finance group that I chose.

Rated 5 out of 5 stars
Verified

Quik! Minimal contact, they got the ball rolling quickly and executed even quicker, that's exactly what I was looking for. It was also a tremendous help. Can't wait to be able to count on y'all ag... See more

Rated 5 out of 5 stars
Verified

Was easy to complete the online application, most of all, not having to deal with constant phone calls, messages, text..

Rated 5 out of 5 stars
Verified

Credible made it simple to find the loan that perfectly matched my needs. I lowered my APR significantly and found a loan company that was easy to work with. The experience was quick and easy.

Rated 5 out of 5 stars
Verified

great experience! i was able to apply and get approved by 3 lenders within minutes.

Rated 5 out of 5 stars
Verified

The agent was very knowledge and friendly and walked me through the entire process and it went smoothly

Rated 5 out of 5 stars
Verified

This experience was so easy from the very beginning to funding. All questions were addressed in a timely manner. Would highly recommend.

Rated 5 out of 5 stars
Verified

Fast comparison of available loans. I got a great loan at 8.05% APR to pay off credit cards that were charging me 24%. Thanks!

Rated 5 out of 5 stars
Verified

It was great very easy and was very nice the underwriter !! He explained everything and I would definitely recommend!

Rated 5 out of 5 stars
Verified

This by far was the easiest loan process. From the initial search to the lenders the terms and approval. Definitely recommend!

Rated 4 out of 5 stars
Verified

Got me a better rate but it was a little higher than shown on original pre-approval

Rated 5 out of 5 stars
Verified

You guys where very helpful over the phone. You were fast in returning my phone calls and actually it was great to talk to a human.

Rated 5 out of 5 stars
Verified

Quick, Simple & Easy!!! We got a great rate to help us get our debt paid off quicker and with the ease of just one payment!!

Rated 4 out of 5 stars
Verified

Great I got the loan it was easy to do -down side to me is what it cost to get it but I got it and happy about that

Rated 5 out of 5 stars
Verified

Very positive experience obtaining a signature loan. The portal was quick and easily integrated our information to the lenders. Better than similar services where information has to entered multiple t... See more

Rated 5 out of 5 stars
Verified

Made it super easy to apply. Found me the lowest interest rates. I was able to get a loan and I did check around. Credible did find me the best rate. So thank you for that!!

Rated 5 out of 5 stars
Verified

I appreciated the options and ability to compare lenders - very helpful.

Rated 5 out of 5 stars
Verified

Lot's of choices of lenders to choose from. And it was nice to be able to compare rates and terms from all of the prospective vendors. It made it easy to shop for. Plus, the website was easy to use... See more

Rated 5 out of 5 stars
Verified

Credible came up with more options than any other site I had used to look at possible loans. It was easy to compare many lenders and choose a good fit. Then the entire loan process, including funding,... See more

Rated 5 out of 5 stars
Verified

The Ease of Credible's on-line site made my Entire loan research time actually fun & interesting. Am Not a techy kinda person. Am a 63y/o Baby Boomer who has had to be self taught re: computer... See more

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Company details

  1. #3 of 11 best companies in Price Comparison Site
  2. #58 of 248 best companies in Non-Bank Financial Service
  3. #12 of 108 best companies in Online Marketplace

About Credible

Written by the company

About Credible’s products
(Notice: Links below lead to Credible’s website(s))

Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:

  • Personal Loans
  • Student Loan Refinance
  • Private Student Loans
  • Insurance
  • Credible is different from other marketplaces and other mortgage brokers. Here’s how:

    • You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
    • Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
    • Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.

    • Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.

      Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.

      *Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).

Credible

Written by the company

Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank, or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs.

Contact info

4.8

Excellent

TrustScore 5 out of 5

9K reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 1 week


Rated 5 out of 5 stars
Verified

Super Easy

I had a great experience with Credible. They helped me find a loan with the best offer that worked for me, and it was fast and easy!

October 4, 2025
Rated 5 out of 5 stars
Verified

Easy process

Easy process! I'm happy with the home insurance policy I purchased and the deal I got from the company. I wanted an affordable policy and one that could be paid in increments. Credible allowed me to that.

September 29, 2025
Rated 4 out of 5 stars
Verified

Easy to refinance but should offer more…

Easy to refinance but should offer more details into perks each lender has versus their competitor. I.e. offering to split the monthly payment into two to allow customers to pay less in interest all lenders dont offer this perk and its a deal breaker for me so I had to refinance my loan 3 days later taking 2 hits to my credit score.

September 30, 2025
Rated 5 out of 5 stars
Verified

The best option!!

Quick, Simple & Easy!!! We got a great rate to help us get our debt paid off quicker and with the ease of just one payment!!

September 26, 2025
Rated 5 out of 5 stars
Verified

Many loan options and filters to optimize search

Based on my intended loan amount, I was shown many (over 100) loan options. The sort feature made it easy to search for loan products based on Interest Rate, Amount of Loan, Loan Fees, Loan Term, and others. Using different search filters, it was easy to narrow down the lender options to find the best fit.

October 2, 2025
Rated 5 out of 5 stars
Verified

Easy to use!

It was easy to use and information was clear to comprehend. It also pulled vendors that were in the top tier of the Forbes listing which gave me a greater sense of confidence with my choices.

September 30, 2025
Rated 1 out of 5 stars
Redirected

I was given 4 lenders that were a…

I was given 4 lenders that were a strong approval . All 4 denied my request. I’m not sure what this service is but it’s not at all accurate. I was thinking it was , there is no way they have a 5 star rating. I find that untrustworthy.

September 29, 2025
Unprompted review
Credible logo

Reply from Credible

Hi Randolph,

First, thank you for sharing your experience. We appreciate feedback from our users, and that feedback is an invaluable tool for improving our customer service.

We’d also like to get a better understanding of your experience and review. We'll reach out to you shortly to learn more and work toward a resolution.

If there's anything else you'd like us to know, we can be reached by email at support@credible.com and by phone at 866-540-6005, Monday through Friday 9am - 7pm ET.

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