Bearish signal on daily chart
The bank's gross NPA% and Net NPA% have fallen continuously over the past 4-years to 1.87% and 0.53%, respectively. (Source: Standalone Financials)
Potential
Upside
1 Year
Target
BUY
Mean Recos by
18 Analysts
/10
Stock Score
Earnings | |
Fundamentals | |
Relative Valuation | |
Risk | |
Price Momentum |
PE Ratio (x) | 38.93 | ||||||||||
EPS - TTM (₹) | 1.77 | ||||||||||
MCap (₹ Cr.) | 50,652.02 | ||||||||||
Sectoral MCap Rank | 17 | ||||||||||
PB Ratio (x) | 1.33 | ||||||||||
Div Yield (%) | 0.36 | ||||||||||
Face Value (₹) | 10.00 | ||||||||||
Beta Beta
| 2.64 | ||||||||||
VWAP (₹) | 69.07 | ||||||||||
52W H/L (₹) |
The bank's gross NPA% and Net NPA% have fallen continuously over the past 4-years to 1.87% and 0.53%, respectively. (Source: Standalone Financials)
Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 5.61% in last year. (Source: Consolidated Financials)
IDFC First Bank Ltd. share price moved up by 0.03% from its previous close of Rs 69.02. IDFC First Bank Ltd. stock last traded price is 69.04
Share Price | Value |
---|---|
Today/Current/Last | 69.04 |
Previous Day | 69.02 |
1 Day | 0.03% |
1 Week | 0.66% |
1 Month | -2.2% |
3 Months | -11.1% |
1 Year | -4.08% |
3 Years | 39.9% |
5 Years | 127.48% |
Current
Mean Recos by 18 Analysts
Ratings | Current | 1 Week Ago | 1 Month Ago | 3 Months Ago |
---|---|---|---|---|
Strong Buy | 6 | 6 | 6 | 6 |
Buy | 3 | 3 | 3 | 3 |
Hold | 7 | 7 | 7 | 5 |
Sell | 2 | 2 | 2 | 3 |
Strong Sell | - | - | - | - |
# Analysts | 18 | 18 | 18 | 17 |
Net Interest Margin - Uptrend
Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 5.61% in last year. (Source: Consolidated Financials)Quarterly | Annual | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
---|---|---|---|---|---|
Total Income | 11,869.02 | 11,308.42 | 11,122.86 | 10,684.32 | 10,362.70 |
Total Income Growth (%) | 4.96 | 1.67 | 4.10 | 3.10 | 5.07 |
Provisions & Contingencies | 1,659.12 | 1,450.47 | 1,337.92 | 1,731.94 | 994.40 |
Provisions & Contingencies Growth (%) | 14.38 | 8.41 | -22.75 | 74.17 | 37.67 |
Profit after Tax (PAT) | 453.47 | 295.60 | 340.17 | 211.94 | 642.64 |
PAT Growth (%) | 53.41 | -13.10 | 60.50 | -67.02 | -12.20 |
Gross NPA (%) | - | - | - | - | - |
Net NPA (%) | - | - | - | - | - |
Net Profit Margin (%) | 3.82 | 2.61 | 3.06 | 1.98 | 6.20 |
Basic EPS (₹) | 0.62 | 0.40 | 0.46 | 0.28 | 0.91 |
All figures in Rs Cr, unless mentioned otherwise
Falling Gross NPA and Net NPA
The bank's gross NPA% and Net NPA% have fallen continuously over the past 4-years to 1.87% and 0.53%, respectively. (Source: Standalone Financials)Annual | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
---|---|---|---|---|---|
Advances | 2,33,112.53 | 1,94,592.37 | 1,51,794.53 | 1,17,857.80 | 1,00,550.13 |
Advances Growth (%) | 19.80 | 28.19 | 28.79 | 17.21 | 17.47 |
Deposits | 2,52,010.23 | 2,00,570.20 | 1,44,469.50 | 1,05,539.63 | 88,536.24 |
Deposits Growth (%) | 25.65 | 38.83 | 36.89 | 19.20 | 36.04 |
Total Equity | 38,007.06 | 32,214.65 | 25,810.44 | 21,066.00 | 17,899.62 |
Total Equity Growth (%) | 17.98 | 24.81 | 22.52 | 17.69 | 16.20 |
Gross NPA (%) | - | - | - | - | - |
Net NPA (%) | - | - | - | - | - |
Capital Adequacy Ratios (%) | - | - | - | - | - |
Contingent Liabilities | 4,38,879.60 | 3,02,361.17 | 3,61,207.30 | 2,14,314.37 | 2,12,486.52 |
All figures in Rs Cr, unless mentioned otherwise
Decrease in Cash from Investing
Company has used Rs 3477.79 cr for investing activities which is an YoY decrease of 64.82%. (Source: Consolidated Financials)Annual | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
---|---|---|---|---|---|
Net Cash flow from Operating Activities | 14,465.09 | 11,542.89 | 3,563.00 | 2,679.13 | 14,041.71 |
Net Cash used in Investing Activities | -3,477.79 | -9,886.71 | -11,995.74 | -2,960.47 | -2,833.25 |
Net Cash flow from Financing Activities | -8,673.26 | -2,953.71 | 6,509.04 | 10,210.59 | -9,598.18 |
Net Cash Flow | 2,617.92 | -1,297.52 | -1,923.69 | 9,929.25 | 1,610.28 |
Closing Cash & Cash Equivalent | 15,099.08 | 12,481.16 | 13,778.68 | 15,702.37 | 5,773.12 |
Closing Cash & Cash Equivalent Growth (%) | 20.97 | -9.42 | -12.25 | 171.99 | 38.68 |
All figures in Rs Cr, unless mentioned otherwise
Annual | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
---|---|---|---|---|---|
Return on Equity (%) | 3.90 | 9.11 | 9.61 | 0.62 | 2.69 |
Return on Assets (%) | 0.43 | 0.99 | 1.03 | 0.06 | 0.29 |
Cost to Income (%) | 71.91 | 72.13 | 70.78 | 74.50 | 73.18 |
Interest income to Earning assets (%) | 10.61 | 10.23 | 9.47 | 9.03 | 9.79 |
Interest Expense to Earning assets (%) | 5.00 | 4.68 | 4.20 | 3.92 | 5.26 |
Price to Earnings (x) | 27.03 | 18.15 | 14.66 | 188.68 | 65.79 |
Price to Book (x) | 1.05 | 1.65 | 1.41 | 1.17 | 1.77 |
Price to Sales (x) | 1.10 | 1.76 | 1.60 | 1.44 | 1.98 |
Operating Profit Margin (%) | 5.67 | 13.14 | 14.52 | 1.02 | 5.01 |
Bullish / Bearish signals for IDFC First Bank basis selected technical indicators and moving average crossovers.
5 Day EMA Crossover
Bearish signal on daily chart
Appeared on: 1 Oct 2025
5D EMA: 69.51
Date | 7 days Gain/Loss % |
---|---|
19 Sep 2025 | -4.64% |
12 Sep 2025 | -1.51% |
26 Aug 2025 | -1.73% |
21 Aug 2025 | -0.87% |
Average price decline of -2.83% within 7 days of Bearish signal in last 5 years
200 Day EMA Crossover
Bearish signal on daily chart
Appeared on: 1 Oct 2025
200D EMA: 69.07
Date | 30 days Gain/Loss % |
---|---|
26 Sep 2025 | 0.10% |
28 Aug 2025 | -0.71% |
1 Aug 2025 | -0.41% |
6 May 2025 | -2.40% |
Average price decline of -3.77% within 30 days of Bearish signal in last 5 years
R1 | R2 | R3 | PIVOT | S1 | S2 | S3 | |
---|---|---|---|---|---|---|---|
Classic | 69.62 | 70.19 | 71.19 | 69.19 | 68.62 | 68.19 | 67.19 |
5 DAYS | 14 DAYS | 28 DAYS | |
---|---|---|---|
ATR | 1.29 | 1.25 | 1.34 |
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401.14
Amount Invested (in Cr.)
3.51%
% of AUM
0.00
% Change (MoM basis)
322.95
Amount Invested (in Cr.)
3.8%
% of AUM
0.00
% Change (MoM basis)
242.26
Amount Invested (in Cr.)
1.937947%
% of AUM
4.28
% Change (MoM basis)
MF Ownership as on 31 August 2025
Price
69.430.08 (0.12%)
Open Interest
39,18,40,92539,51,150 (1.02%)
Open | High | Low | Prev Close | Contracts Traded | Turnover (₹ Lakhs) |
---|---|---|---|---|---|
69.65 | 70.06 | 69.17 | 69.35 | 2,879 | 18,546.37 |
Open Interest as of 03 Oct 2025
Price
1.30- (0.00%)
Open Interest
38,49,1259,275 (0.24%)
Open | High | Low | Prev Close | Contracts Traded | Turnover (₹ Lakhs) |
---|---|---|---|---|---|
1.40 | 1.40 | 1.15 | 1.30 | 531 | 3,558.33 |
Open Interest as of 03 Oct 2025
Meeting Date | Announced on | Purpose | Details |
---|---|---|---|
Oct 18, 2025 | Sep 26, 2025 | Board Meeting | Quarterly Results |
Jul 29, 2025 | Jul 07, 2025 | AGM | - |
Jul 26, 2025 | Jun 27, 2025 | Board Meeting | Quarterly Results |
May 20, 2025 | Apr 17, 2025 | POM | - |
Apr 26, 2025 | Apr 24, 2025 | Board Meeting | Audited Results & Dividend |
Type | Dividend | Dividend per Share | Ex-Dividend Date | Announced on |
---|---|---|---|---|
Final | 2% | 0.25 | Jul 11, 2025 | Apr 28, 2025 |
Final | 7% | 0.75 | Jul 23, 2018 | Apr 24, 2018 |
Final | 7% | 0.75 | Jul 20, 2017 | Apr 28, 2017 |
Final | 2% | 0.25 | Jul 19, 2016 | Apr 26, 2016 |
No other corporate actions details are available.
IDFC First Bank Ltd., incorporated in the year 2014, is a banking company (having a market cap of Rs 50,652.02 Crore).IDFC First Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills, Income From Investment, Interest and Interest On Balances with RBI and Other Inter-Bank Funds for the year ending 31-Mar-2025. Show More
Sanjeeb Chaudhuri
Chairman & Ind.DirectorV Vaidyanathan
Managing Director & CEOPradeep Natarajan
Executive DirectorAashish Kamat
Independent DirectorIndustry
Key Indices Listed on
Nifty Bank, Nifty Midcap 50, Nifty Midcap 100, + 34 more
Address
KRM Tower,7th Floor,Chennai (Madras), Tamil Nadu - 600031
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