PERCENTAGE DIFFERENCE FORMULA
Preparing Your Brand for Agentic AI
AI agents are transforming brand-consumer relationships. The authors explore how brands must adapt to a new retail environment in which consumers increasingly rely on generative AI for product research, recommendations, and purchases. Three modes of agentic interaction exist today: Consumers (1) engage with brand agents, (2) search for products using third-party agents they’ve personalized over time, and (3) empower AI to interact with other AI on their behalf. Brands must develop a hybrid strategy that balances automation with human shopping preferences. Successful companies rely on proprietary customer and product data to deliver personalized agentic experiences. But the process isn’t as simple as purchasing new software. Ongoing experimentation, prompt-based optimization, and integration with other AI ecosystems are essential steps.
Is Rs 2 crore enough for retirement? See the monthly income you can generate and how long your corpus may last
Retirement planning India: Retiring with Rs 2 crore? Experts advise a prudent 3.5-4% withdrawal rate, yielding around Rs 60,000-Rs 70,000 monthly. This sustainable income hinges on lifestyle, inflation, and investment strategy, with a balanced portfolio of equities and bonds crucial. Avoiding common pitfalls like excessive early withdrawals and neglecting healthcare costs ensures your corpus lasts.
NRI Talk| For a Rs 50 crore NRI portfolio, structure matters as much as stock selection: Tarun Birani
NRIs view India with cautious optimism, recognizing its long-term growth potential despite recent market flatness and rupee depreciation. Domestic institutional investment provides a structural buffer against volatility. Experts advise focusing on earnings compounding, financialization, and manufacturing themes, while carefully managing currency risks and tax regulations for optimal portfolio construction and wealth preservation.
CUET UG 2026 percentile calculation explained: How to calculate your score, marks vs percentile and what counts as a good percentile
How to calculate CUET percentile: CUET UG 2026 results are out for over 15.68 lakh candidates. The NTA has released scorecards, emphasizing the importance of understanding percentile calculations. This system standardizes scores across different exam sessions and difficulty levels, ensuring a fair comparison of candidates' relative performance. Percentiles reflect how a student fared against their peers, with higher scores indicating better standing.
Warren Buffett on why bubbles end badly – even when everyone knows they will
Warren Buffett compared bubble investors to Cinderella at the ball: Everyone plans to leave just before midnight, but they are dancing in a room where the clocks have no hands. The metaphor explains why bubbles persist long after participants know they should exit.
Psychology says people who can’t tie their shoelaces but solve impossible math problems may have an advantage: The surprising reason our brains work this way
The most important takeaway is that intelligence cannot be reduced to a single score or trait. It is a complex combination of different abilities that work together in unique and often imperfect ways. Everyday tasks should not be treated as a universal test of intelligence, because struggling with something as simple as tying shoelaces does not mean a person lacks capability or potential.
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Working longer for Social Security? Here’s why the payoff is smaller than most retirees expect
Working longer can increase your Social Security benefits, but the results vary. Your payout is based on your highest 35 earning years. Adding a high-income year can replace a "zero" or a low-earning year. However, high earners often see diminishing returns. Understanding "bend points" is essential for timing your retirement and maximizing your lifetime wealth.
Compressed biogas price mechanism to be tweaked
CBG prices, which are linked to the retail rates of compressed natural gas (CNG), have fallen about 12% in the past year and a half to Rs 1,290 per mmbtu from Rs 1,470. The decline was partly driven by the government's decision in April 2023 to cap the price of domestic natural gas to $6.5 per mmbtu. City gas distributors mix this price-capped natural gas with CBG to serve their CNG customers.
Explained: Expense ratio in mutual funds and how your money is spent
In other words, it is the per-unit cost of running and managing the mutual fund. The expense ratio differs from fund house to fund house. The expense ratio is calculated as a percentage of daily investment value.
Class 12 results: CBSE records highest ever 99.37 pass percentage, girls outshine boys
The pass percentage increased by over 10 percentage points against last year's 88.78 per cent. The difference between the pass percentage of girls and boys was nearly 6 per cent last year.
Supreme Court rejects plea seeking review of its order on Class 12 exams amid pandemic
"The present review petition has been filed against the final judgment and order dated June 22, 2021. We have perused the review petition as well as the grounds in support thereof. In our opinion, no case for review is made out. The review petition is accordingly dismissed," a bench of Justices A M Khanwilkar and Dinesh Maheshwari said in its order passed on Wednesday.
Counting wastage, India may need 66.6 crore doses of vaccine
Guidelines issued to all state governments show the formula used to estimate vaccine needs at various levels — block, state and district — is borrowed broadly from the Universal Immunisation Programme (UIP).
Understanding momentum indicator ROC
Though not visible in short term charts, standardisation helps in long term charts.
Reliance again puts off gas bid to Nov 15 on bidders request
Reliance and its partner BP plc of UK are in the market to sell the gas they plan to produce from three set of newer discoveries in the KG-D6 block. The partners are not just seeking volume bids but also price quotes and those offering the best price would walk away with the gas. Bidders have been asked to quote a price, supply period and the volume of gas required.
Reliance puts off gas bid to November 6 on bidders request
Reliance and its partner BP Plc of the UK, last month had put out Notice Inviting Offer (NIO) seeking bids from potential users for the 5 million standard cubic meters per day of natural gas.
Reliance seeks $5.4 minimum price for new gas from KG-D6
Reliance and its partner BP Plc of the UK have sought bids from potential users for the 5 million standard cubic metres per day of natural gas they plan to produce.
Interest rates likely to be hiked for small savings schemes in next quarter
With bond yields rising consistently over past nine months, interest rates for PPF and other schemes may be hiked by 15-20 bps.
Indian cricketers may get 100% salary hike
The SC-appointed Committee of Administrators is working on a formula to add Rs 200 crore to the existing corpus of Rs 180 crore in this season to provision for the hike next season.
Mutual fund ratios simplified
Here is a list of ratios that will help you analyse a mutual fund scheme.
Banks will pass on rate cuts faster to borrowers
Banks will determine their ending rate based on a new formula which will ensure hat any reduction in interest rates is instantly passed on to new borrowers.
Government to raise funds to complete impending irrigation projects
In the current fiscal, the government has made a provision of Rs 7,232 crore to complete 38 irrigation projects as part of the first phase.
Government to announce new gas price formula for 'difficult fields'
Government will "any day" announce a decision to allow market price for part of gas discoveries made in future from difficult fields, Oil Minister said.
Oil Minister to remind FinMin on gas price premium soon
The Oil Ministry is putting out a reminder to the Finance Ministry for an early decision on allowing market price for part of the natural gas
Coal India to have inbuilt price adjustment formula
People who are dealing with the plans said CIL will have the option of passing on increased input cost to the users, helping it maintain margins.
Government to allow market price for some natural gas
While the current domestic gas price is $4.66 per million British thermal unit, the market price as measured by the rate at which the fuel is imported, is $7-8.
Complicated normalization of marks riles JEE aspirants
The normalization process worked out for admission to NITs and other central government technical institutions is turning out to be more complicated.
Global sports stars score on desi brand pitch
The influx of non-Indian sportspersons increased from being around 25% of the total volume in 2009 to up to 40-45% of sportspersons used as endorsers in 2010 and 2011.
Fed to bump up interest rate on bank reserves
The Federal Reserve announced on Wednesday it will boost the interest rate paid to commercial banks on excess reserves, helping the central bank battle the credit crisis.
Shreya Life, Wockhardt may cut prices of key brands
The Mumbai-based Shreya Life Sciences and Wockhardt are about to face government pressure to reduce the price increases of some of their key brands.
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