About
Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.
Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.
A storyteller at heart, Jerod has experience writing about travel and credit cards for both print and digital publications. He’s earned and redeemed millions of miles over the years and keeps a keen eye on the ever-shifting landscape of credit cards and travel rewards.
Jerod and his family set a goal to visit all 50 states, and it helps that he enjoys running award searches in his spare time.
Expertise
- Travel Rewards
- Family Travel
- Credit Cards
- Partner Award Bookings
- Budget Travel
- Luxury Travel
Achievements
- Over seven years traveling the world on mostly points and miles
- Helped facilitate an online travel community focussed on empowering people to travel with rewards
- Speaker and Presenter on the topic of reward travel, points and miles
Other Publications
- Cathay Pacific and select LATAM flights now bookable online at Alaskaair.com
- Points and Miles Tips for Large Families with Jerod Morales
- How to get a round trip flight for $30
- An Unconventional Weekend In Sonoma County: More Than Wine Country
Education
Bachelor of Arts, Electronic Media and Communications, Texas Tech University
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Best Credit Cards For Travel Insurance Of 2025
If you travel often enough, odds are you’ll experience a cancelled flight, lost luggage or medical emergency at some point. Unless you’re religious about buying separate policies, the best credit cards for travel insurance have your back. We read through... -
Verizon Visa Card Review 2025
The annual fee , issued by Synchrony, offers elevated rewards in several categories with no spending cap. However, the primary use for those earnings is toward Verizon-related expenses, making those unlimited earnings extremely, well, limited. -
Best Credit Cards With No Preset Spending Limit Of 2025
Credit cards with no preset spending limit serve anyone seeking flexibility, convenience and control over their finances. Only a few cards advertise no preset spending limit, and most are issued by American Express. While all the cards on this list... -
Klarna Credit Card Review
If you're looking for flexibility when financing purchases, the could fill that gap. Cardholders can use it as a debit card or opt to split a purchase into multiple payments. It's not a true credit card, so you won’t build... -
Delta SkyMiles Reserve Card Review 2025: Sky Club Access And Delta Perks Galore
For some deep-pocketed Delta flyers, the most desirable ticket isn’t the destination. It's access to the ultra-exclusive Delta Sky Club (when flying with the airline, see details below) and Centurion lounges. If that sounds like you, the annual fee (Terms... -
First Progress Platinum Mastercard® Secured Credit Cards Review 2025
The First Progress Secured Mastercards, issued by Synovus Bank, come in two versions—the and the . Neither card should be your top pick, considering the outstanding options for secured cards available to even those with poor credit. -
Discover it® Cash Back Review 2025
The credit card is a leading cash-back card with a few limitations. Its customer service and first-year Cashback Match™ stand out, but capped bonus rewards on rotating cash-back categories make it a second-tier rewards card. Beyond the first year, this... -
Amex Blue Business Plus Credit Card Review 2025
(Terms apply, see ) offers solid value for many small businesses. The no-annual-fee card earns and redeeming rewards is simple. However, with a lower rewards rate after the first $50,000 in spending annually, there are likely better options for businesses... -
Top Business Credit Cards Of 2025
Business credit cards can play a key role in your company's growth, as long as you find one that suits you. To make things easier, we’ve highlighted the top 10 business credit cards from our database of dozens based on... -
5 Best Credit Cards For Online Shopping In 2025
When it comes to using a credit card for shopping online, the sky’s the limit to what you can buy with just a few clicks. If shopping from a screen is a regular part of your routine, having a credit... -
U.S. Bank Triple Cash Rewards Visa Business Card Review 2025
The is a pretty snazzy package for a no annual fee card (employee cards are complimentary, too). You’ll earn an unlimited 3% cash-back rewards in common business categories like gas stations (terms apply), office supply stores, cellphone providers and dining.... -
Best Small Business Credit Cards For Startups Of 2025
Getting a new business off the ground takes hustle, but a little financial flexibility doesn’t hurt either. Using one of the best small business credit cards can help smooth out cash flow, cover initial costs and earn rewards. While some... -
Best Credit Cards For Travel And Cash Back Of 2025
Why choose one or the other when you can have both? The best credit cards for travel and cash back let you earn rewards and redeem them however you prefer. They incentivize every swipe and enable you to travel smarter.... -
Bank Of America Premium Rewards Elite Visa Infinite Review
The competes in a crowded field of high-end travel credit cards. For those who qualify for Bank of America’s Preferred Rewards program, the card can hold its own thanks to earnings accelerators that add to the card’s standard benefits like... -
Discover it® Student Cash Back Review 2025
The card gets an A+ for its generous roster of attributes for students just starting to build their credit. The no annual fee card is specifically designed to help those with little to no credit history build a stronger profile... -
Best Credit Cards For Expats And Living Abroad Of 2025
Living abroad can be an incredible adventure, but it might require some shifts in your budget and spending habits. Whether you're relocating for work, studying overseas, retiring or embracing the digital nomad lifestyle, using the right credit card can simplify... -
Best No Foreign Transaction Fee Credit Cards Of 2025
A foreign transaction fee can be an expensive add-on when traveling or shopping internationally. Luckily, using the right card can make those extra costs easy to avoid. The best no foreign transaction fee credit cards typically save you about 3%... -
Best 1.5% Cash-Back Credit Cards Of 2025
It doesn’t get much simpler than a 1.5% cash-back credit card. Earning cash back on your spending is like getting a rebate every time you shop. Unlike cards that earn points, miles or other types of rewards, cash is king... -
The Easiest Credit Cards To Get In 2025
What many credit-building hopefuls “really, really want” is not a Spice Girls earworm but a credit card that won’t make them jump through hoops to get approved. Getting a credit card isn’t always easy, especially if you’re building or rebuilding... -
Best Credit Cards For A 600 Credit Score Of 2025
If your credit score is 600 or below, solid credit card options are still available. We’ve done the research, and these are some of the best credit cards in the market for someone with a 600 credit score. Using one... -
Bank Of America Unlimited Cash Rewards Credit Card Review 2025
The is best for Bank of America customers who have reached the lofty Platinum Honors Tier ($100,000-plus in combined deposits with Bank of America and Merrill) since, for them, the card’s mediocre 1.5% cash back on all purchases gets amplified... -
Best Instant Approval Store Credit Cards Of 2025
When you’re finalizing your purchase at checkout, a store credit card can offer steep discounts or rewards for your purchase. The best instant approval store credit cards promise convenience in a flash, and picking the right one can ensure your... -
Best American Express Cards Of 2025
Using taglines like “Membership has its privileges,” American Express has long marketed itself as an aspirational brand that provides elevated benefits and service to cardholders. While Amex’s menu of cards has changed and grown over time, that underlying message of... -
Best No Annual Fee Credit Cards Of 2025
Opting for a credit card without annual fees doesn’t mean you have to compromise with a subpar product. Many of the best no annual fee credit cards earn strong rewards and include other benefits or introductory 0% APRs. When deciding... -
Best Bank Of America Credit Cards Of 2025
The best Bank of America credit cards have something for nearly everyone—from those rebuilding credit to students starting out to luxury travel cardholders. As one of the largest U.S. banks by assets, Bank of America has the size and clout... -
Best Credit Cards For Nonprofits Of 2025
Nonprofits have the same access to credit cards as for-profit businesses, making it easier to handle recurring expenses, online purchases and employee travel. To help organizations find the right fit, we’ve compiled the best credit cards for nonprofits and outlined... -
Amtrak Guest Rewards Mastercard Review 2025
If rails are your preferred mode of transportation, the can help you earn points toward Amtrak tickets. The card is the no-fee version of two co-branded Amtrak credit cards issued by First National Bank of Omaha (FNBO). In addition to... -
Bank Of America Premium Rewards Credit Card Review 2025: Effortless Value
With other credit cards making perks harder to redeem, the is a breath of fresh air. Its benefits are a breeze to use and the annual fee is reasonable, both of which help it stand out despite a rewards program... -
Best Travel Credit Cards For Beginners Of 2025
Travel credit cards offer a world of opportunity but can be intimidating to get started with. High annual fees, complicated redemption structures and strong credit requirements can put them out of reach. On the other hand, the best travel credit...
About
Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.