About
Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit improvement, she moved into writing content and fintech product development. Over the last four years, Jenn has contributed to Forbes Advisor and a variety of fintech companies. She has served as a UX consultant, moderated discussions on open banking and been a guest on a number of personal finance podcasts.
Jenn Underwood is a credit cards and banking specialist who came to Forbes Advisor with a diverse finance background. She began teaching basic financial management to female entrepreneurs in Ghana. After grad school, she spent six years coaching college students in personal financial management. Building credit and avoiding credit card debt were the primary lesson topics. She later provided personal finance training within local government covering banking fees, credit cards, debt reduction, homeownership and credit scores. Over eight years, she wrote curriculum and facilitated over 500 workshops to nearly 7,500 participants.
Jenn is also experienced in the fintech sector. She’s served as an UX consultant and ghost written educational pieces on 401(k)s, credit cards, medical debt, predatory lending and FHA loans for fintech startups. She currently works in product for FinGoal, a fintech company providing transaction insights for banks, credit unions and card-linked offers.
She has been a regular contributor to Forbes Advisor for the last four years in the areas of banking, credit cards and personal finance. Jenn also has contributed to several podcasts covering rewards credit cards, behavioral economics and supporting parents in early financial education for their kids.
Expertise
- Building credit
- Debt reduction
- Digital banking
- Credit card rewards travel
- Bank fees
Achievements
- Over 8 years of personal finance training and curriculum development
- Contributor to Forbes Advisor banking, credit card and personal finance, as well as several fintech startups
- Moderated fintech webinar panel discussions for VentureBeat with Envestnet on Open Banking and Denver Startup Week Finding Money for Founders
- Taught financial management to female entrepreneurs in Ghana
- Currently working with FinGoal, a fintech providing transaction insights for banks, credit unions and card-linked offers
Other Publications
- Why Just One Bank Isn’t Enough
- Why Banks Can’t Be Defined By Just Geography Anymore
- 5 Mistakes People Make In Their Financial Wellness Planning
Education
Asbury Theological Seminary (M.A., Biblical Studies)
Gordon-Conwell Theological Seminary (M.A., Christian Education)
Taylor University (B.A., English Literature)
Honors and Awards
Best in Show, Finovate 2022 Spring Demo
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Best Banks In Ohio For 2025
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Business Green Rewards Card From American Express Review 2025
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Charity Charge Nonprofit Business Card Review 2025
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Santander Ultimate Cash Back Card Review 2025
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Credit One Bank® Platinum X5 Visa Signature® Credit Card Review 2025
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Best Credit Cards For Military Of 2025
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UMB Simply Rewards Visa Review 2025
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What Is A Charge-Off?
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How To Negotiate Credit Card Debt
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First Digital Mastercard Review 2025
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Signify Business Cash Card By Wells Fargo Review 2025
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Key Rewards Visa by Williams-Sonoma, Inc. Review 2025
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Huntington Voice Low Rate Credit Card Review 2025
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Gap Good Rewards Mastercard Review 2025
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Cerulean Credit Card: 6 Things To Know And Alternatives
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Aspiration Financial Review 2025
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How To Survive And Thrive Without A Credit Card
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What To Do When You Lose Your Credit Card
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PNC Cash Unlimited Visa Signature Credit Card Review 2025
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Automatic Credit Limit Increase: How To Improve Your Chances
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REI Co-op Mastercard Review 2025
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First Access Visa® Card Review 2025
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Rainy Day Fund: What It Is And Why You Should Save For One
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How To Use Your Credit Card Grace Period To Avoid Paying Interest
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How To Find Fixed-Rate Credit Cards
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How To Do A Balance Transfer With Discover
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Schwab Investor Card From American Express Review 2025
The rewards potential on this card is limited. If you already hold an eligible investment account with Charles Schwab and want ways to grow your investment contributions, the could be a good option. However, if you’re not locked into Schwab...
About
Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit improvement, she moved into writing content and fintech product development. Over the last four years, Jenn has contributed to Forbes Advisor and a variety of fintech companies. She has served as a UX consultant, moderated discussions on open banking and been a guest on a number of personal finance podcasts.