Cheap Car Insurance In Alaska 2025

The Cheapest Car Insurance Companies in Alaska for Good Drivers

Cheapest for...	Company	Average monthly cost in Alaska	Learn more
20-year-olds	Geico	$246	See Plans Via Forbes Advisor's Partner
30-year-olds	Geico	$144	See Plans Via Forbes Advisor's Partner
40-year-olds	Geico	$142	See Plans Via Forbes Advisor's Partner
50-year-olds	Umialik	$133	See Plans Via Forbes Advisor's Partner
60-year-olds	Geico	$101	See Plans Via Forbes Advisor's Partner
70-year-olds	Geico	$107	See Plans Via Forbes Advisor's Partner
80-year-olds	Geico	$132	See Plans Via Forbes Advisor's Partner

Average rates are based coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state.
Source: Quadrant Information Services.
*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheap Car Insurance for 20-Year-Olds in Alaska

Young drivers in Alaska can face very high insurance rates, especially if the teen isn’t on a parent’s car insurance policy. In Alaska, these insurers had the cheapest car insurance according to our analysis.

Cheapest Full Coverage Car Insurance for 20-Year-Olds in Alaska

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Geico: $246 a month
2. Umialik: $289 a month
3. Progressive: $303 a month

Cheapest Minimum Coverage for 20-Year-Olds in Alaska

If you’re looking for only the required auto insurance in Alaska, check quotes from these companies.

1. Allstate: $44 a month
2. Geico: $72 a month
3. Umialik: $85 a month

Cheapest Auto Insurance for 20-Year-Olds in Alaska With Poor Credit

Poor credit can cause a steep increase in car insurance rates compared to the same driver with good credit. We found these companies to have the cheapest costs in our analysis.

1. Umialik: $430 a month
2. Progressive: $457 a month
3. Allstate: $473 a month

Cheapest Auto Insurance for 20-Year-Olds in Alaska With a Speeding Ticket

Expect a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Alaska for drivers with a speeding ticket.

1. Geico: $279 a month
2. Umialik: $289 a month
3. State Farm: $342 a month

Cheapest Car Insurance in Alaska for 20-Year-Olds With an At-Fault Accident

Below are the cheapest insurers we found for Alaska drivers who caused an accident that injured someone else.

1. Umialik: $289 a month
2. Geico: $365 a month
3. State Farm: $373 a month

Cheapest Auto Insurance for 20-Year-Olds in Alaska After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Alaska who have a DUI conviction.

1. Umialik: $289 a month
2. State Farm: $342 a month
3. Progressive: $345 a month

Cheap Car Insurance for 30-Year-Olds in Alaska

Drivers age 30 in Alaska can find high insurance costs depending on their driving record. Here’s a look at the lowest companies for a variety of common driving records.

Cheapest Full Coverage Car Insurance for 30-Year-Olds in Alaska

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Geico: $144 a month
2. Umialik: $167 a month
3. State Farm: $170 a month

Cheapest Minimum Coverage for 30-Year-Olds in Alaska

If you’re looking for only the required auto insurance in Alaska, check prices from these companies.

1. Allstate: $28 a month
2. Geico: $40 a month
3. State Farm: $42 a month

Cheapest Auto Insurance for 30-Year-Olds in Alaska With Poor Credit

Poor credit can cause a steep increase in auto insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest rates in our analysis.

1. Allstate: $239 a month
2. Umialik: $261 a month
3. Progressive: $273 a month

Cheapest Auto Insurance for 30-Year-Olds in Alaska With a Speeding Ticket

Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Alaska for drivers with a speeding ticket.

1. Umialik: $172 a month
2. Geico: $174 a month
3. State Farm: $180 a month

Cheapest Car Insurance in Alaska for 30-Year-Olds With an At-Fault Accident

Below are the cheapest companies we found for Alaska drivers who caused an accident that injured someone else.

1. Umialik: $172 a month
2. State Farm: $195 a month
3. Geico: $235 a month

Cheapest Auto Insurance for 30-Year-Olds in Alaska After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Alaska who have a DUI conviction.

1. Umialik: $172 a month
2. State Farm: $180 a month
3. Progressive: $212 a month

Cheap Car Insurance for 40-Year-Olds in Alaska

Alaska drivers age 40 can typically save significant money by comparing costs from multiple insurers. We looked at which companies offer the cheapest rates in Alaska, depending on your driving record.

Cheapest Full Coverage Car Insurance for 40-Year-Olds in Alaska

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Geico: $142 a month
2. Umialik: $147 a month
3. State Farm: $165 a month

Cheapest Minimum Coverage for 40-Year-Olds in Alaska

If you’re looking for only the minimum auto insurance in Alaska, check rates from these companies.

1. Allstate: $28 a month
2. Umialik: $36 a month
3. Geico: $39 a month

Cheapest Auto Insurance for 40-Year-Olds in Alaska With Poor Credit

Poor credit can cause a significant increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.

1. Umialik: $222 a month
2. Allstate: $239 a month
3. Progressive: $265 a month

Cheapest Auto Insurance for 40-Year-Olds in Alaska With a Speeding Ticket

Brace yourself for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis these companies have the cheapest car insurance in Alaska for drivers with a speeding ticket.

1. Umialik: $147 a month
2. Geico: $171 a month
3. State Farm: $175 a month

Cheapest Car Insurance in Alaska for 40-Year-Olds With an At-Fault Accident

Below are the cheapest options we found for Alaska drivers who caused an accident that injured someone else.

1. Umialik: $147 a month
2. State Farm: $190 a month
3. Geico: $228 a month

Cheapest Auto Insurance for 40-Year-Olds in Alaska After a DUI

Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Alaska who have a DUI conviction.

1. Umialik: $147 a month
2. State Farm: $175 a month
3. Progressive: $205 a month

Cheap Car Insurance for 50-Year-Olds in Alaska

Alaska drivers in their 50s are enjoying the lowest rates they’ll get based on age. But a spotty driving record can make cheap car insurance hard to find.

Cheapest Full Coverage Car Insurance for 50-Year-Olds in Alaska

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Umialik: $133 a month
2. Geico: $134 a month
3. Progressive: $160 a month

Cheapest Minimum Coverage for 50-Year-Olds in Alaska

If you’re looking for only the required auto insurance in Alaska, check quotes from these companies.

1. Allstate: $26 a month
2. Umialik: $33 a month
3. Geico: $39 a month

Cheapest Auto Insurance for 50-Year-Olds in Alaska With Poor Credit

Poor credit can cause a significant increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest rates in our analysis.

1. Umialik: $200 a month
2. Allstate: $229 a month
3. Progressive: $244 a month

Cheapest Auto Insurance for 50-Year-Olds in Alaska With a Speeding Ticket

Be prepared for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Alaska for drivers with a speeding ticket.

1. Umialik: $133 a month
2. Geico: $164 a month
3. State Farm: $171 a month

Cheapest Car Insurance in Alaska for 50-Year-Olds With an At-Fault Accident

Below are the cheapest companies we found for Alaska drivers who caused an accident that injured someone else.

1. Umialik: $133 a month
2. State Farm: $185 a month
3. Geico: $208 a month

Cheapest Auto Insurance for 50-Year-Olds in Alaska After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Alaska who have a DUI conviction.

1. Umialik: $133 a month
2. State Farm: $171 a month
3. Progressive: $196 a month

Cheap Car Insurance for 60-Year-Olds in Alaska

Car insurance quotes often begin to increase around age 65, even if you have a stellar driving record. We found the cheapest companies for Alaska drivers at age 60.

Cheapest Full Coverage Car Insurance for 60-Year-Olds in Alaska

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Geico: $101 a month
2. Umialik: $123 a month
3. State Farm: $152 a month

Cheapest Minimum Coverage for 60-Year-Olds in Alaska

If you’re looking for only the minimum auto insurance in Alaska, check prices from these companies.

1. Allstate: $27 a month
2. Umialik: $31 a month
3. Geico: $32 a month

Cheapest Auto Insurance for 60-Year-Olds in Alaska With Poor Credit

Poor credit can cause a significant increase in auto insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest rates in our analysis.

1. Umialik: $184 a month
2. Geico: $192 a month
3. Allstate: $228 a month

Cheapest Auto Insurance for 60-Year-Olds in Alaska With a Speeding Ticket

Be prepared for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis these companies have the cheapest car insurance in Alaska for drivers with a speeding ticket.

1. Umialik: $123 a month
2. Geico: $143 a month
3. State Farm: $162 a month

Cheapest Car Insurance in Alaska for 60-Year-Olds With an At-Fault Accident

Below are the cheapest insurers we found for Alaska drivers who caused an accident that injured someone else.

1. Umialik: $123 a month
2. State Farm: $175 a month
3. Geico: $182 a month

Cheapest Auto Insurance for 60-Year-Olds in Alaska After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Alaska who have a DUI conviction.

1. Umialik: $123 a month
2. State Farm: $162 a month
3. Progressive: $195 a month

Cheap Car Insurance for 70-Year-Olds in Alaska

Alaska drivers age 70 are facing higher rates due to age. But relatively cheap car insurance can still be found by comparing rates from a few companies.

Cheapest Full Coverage Car Insurance for 70-Year-Olds in Alaska

We found the cheapest rates from the following companies if you’re looking for a full coverage policy.

1. Geico: $107 a month
2. Umialik: $147 a month
3. State Farm: $161 a month

Cheapest Minimum Coverage for 70-Year-Olds in Alaska

If you’re looking for only the minimum auto insurance in Alaska, check prices from these companies.

1. Geico: $35 a month
2. Allstate: $39 a month
3. Umialik: $40 a month

Cheapest Auto Insurance for 70-Year-Olds in Alaska With Poor Credit

Poor credit can cause a significant increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest rates in our analysis.

1. Geico: $204 a month
2. Umialik: $222 a month
3. Progressive: $275 a month

Cheapest Auto Insurance for 70-Year-Olds in Alaska With a Speeding Ticket

Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Alaska for drivers with a speeding ticket.

1. Umialik: $147 a month
2. Geico: $153 a month
3. State Farm: $171 a month

Cheapest Car Insurance in Alaska for 70-Year-Olds With an At-Fault Accident

Below are the cheapest options we found for Alaska drivers who caused an accident that injured someone else.

1. Umialik: $147 a month
2. State Farm: $185 a month
3. Geico: $198 a month

Cheapest Auto Insurance for 70-Year-Olds in Alaska After a DUI

Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Alaska who have a DUI conviction.

1. Umialik: $147 a month
2. State Farm: $171 a month
3. Progressive: $233 a month

Cheapest Car Insurance In Anchorage, Alaska

Cheapest for . . .	Company	Average monthly cost in Anchorage	Learn more
Good drivers	Geico	$157	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Geico	$189	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Umialik	$198	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	Umialik	$198	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Allstate	$258	See Plans Via Forbes Advisor's Partner

Average rates are based on a 40-year-old female with coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state.
Source: Quadrant Information Services.
*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheapest Car Insurance In Fairbanks, Alaska

Cheapest for . . .	Company	Average monthly cost in Fairbanks	Learn more
Good drivers	Geico	$162	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Umialik	$172	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Umialik	$172	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	Umialik	$172	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Allstate	$231	See Plans Via Forbes Advisor's Partner

Average rates are based on a 40-year-old female with coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state.
Source: Quadrant Information Services.
*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Cheapest Car Insurance In Juneau, Alaska

Cheapest for . . .	Company	Average monthly cost in Juneau	Learn more
Good drivers	Umialik	$107	See Plans Via Forbes Advisor's Partner
Drivers with a speeding ticket	Umialik	$107	See Plans Via Forbes Advisor's Partner
Drivers who caused an accident with injury	Umialik	$107	See Plans Via Forbes Advisor's Partner
Drivers with a DUI	Umialik	$107	See Plans Via Forbes Advisor's Partner
Driver with poor credit	Umialik	$159	See Plans Via Forbes Advisor's Partner

Average rates are based on a 40-year-old female with coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state.
Source: Quadrant Information Services.
*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.

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Buy Cheap Car Insurance in Alaska

Low-cost car insurance in Alaska can be found with these simple strategies. When cost is a goal, make sure you also are getting a policy that has enough coverage in case you cause an accident.

Compare Rates from Several Car Insurance Companies

A simple way to find cheap car insurance in Alaska is to compare insurance quotes from several companies. If you don’t have a variety of quotes to consider, you won’t know if you’re getting a good price. Even if your driving record isn’t great, shopping around can show significant rate differences among companies.

Consider Switching Companies If Your Driving Record Changes

Getting a ticket or causing an accident will generally result in an insurance bill increase. A company that offered cheap Alaska car insurance for you previously may no longer be a smart option. In some cases you need to switch car insurance companies in order to score good rates again.

Regularly Review Your Auto Insurance Policy

You may be able to get savings by removing car insurance coverage you no longer need, such as roadside assistance or new car replacement coverage. If you haven’t taken a look at your auto policy in a long time, it may be a good time to assess your policy.

Rethink Your Deductible

By raising your auto insurance deductible you can lower your premium for collision and comprehensive coverage. You’ll pay more toward car repairs if you make a claim, but overall you could still save money over the years. And if your vehicle isn’t worth much, you may want to drop collision and comprehensive insurance completely.

Ask About Car Insurance Discounts

Reviewing possible car insurance discounts with your insurance company could uncover some savings. While many discounts are added to your policy automatically, it can be smart to ask about additional possible savings that your insurer may not know you qualify for. For example, if you are driving fewer annual miles because you work from home or are retired, you may be able to get a cheaper car insurance rate.

Take Advantage of Bundling

Maximize your savings by bundling car insurance with other policies from the same insurer. Whether it’s Alaska auto and home insurance or car insurance paired with condo or renters insurance, bundling can result in a significant cost reduction, often averaging around 14%, based on our analysis.

Optimize Your Insurance Payment Strategy

Your car insurance payment method can lead to further discounts. These discounts are usually small, but they are easy to get. Paying your entire car insurance premium upfront typically means a price cut, for example. If you’re paying monthly, your insurer may offer a discount for electronic payment transfers.

No matter how you pay, going paperless could be an additional discount.