As you assess home security companies, one of the factors that can make the biggest difference to your budget and overall experience is whether the company offers professional monitoring or if there is an option for self-monitoring. There are advantages and disadvantages to either method, so it’s important to evaluate your needs.
Are Self-Monitored Home Security Systems Adequate?
With a self-monitored home security system, you can avoid monthly fees for professional monitoring, which can be a significant recurring expense. This approach does place the responsibility on you and other designated residents to monitor alerts as they arise. Most systems are integrated with phone apps and in-home alarms, so there are multiple ways to get notified of a potential problem whether you are home or away. If there is a true emergency, you will need to get in contact with authorities on your own rather than have that managed by the professional monitors.
Is Professional Monitoring Worth It?
Home security companies charge an average of $20 to $60 per month for professional monitoring, but this is a price that many people opt to pay for the peace of mind that it brings. Although details vary from company to company and from plan to plan, professional monitoring generally involves alerting remote human agents to a potential issue in the home. They will then attempt to get in contact with the plan owner and, if necessary, will communicate with emergency dispatch. If you regularly travel or go without cell service, professional monitoring can ensure an emergency at your home will be promptly addressed in your absence.
Some renters or homeowners insurance plans offer discounts if your residence is professionally monitored, so that’s something worth inquiring about as you make a decision.