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Audited & Verified: Oct 2, 2025, 12:08pm
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| Staff EditorWhen choosing a home warranty company in Arkansas, it’s important to consider key factors like service costs, company reviews and coverage for specific appliances and systems.
Our researchers evaluated 19 companies and 58 plans, gathering over 100 real quotes and analyzing scores of data points to help you choose the best home warranty companies in the Natural State.
The Forbes Home team is committed to bringing you independent, unbiased ratings and information. We use data and expert advice to inform all of our content. Plus, our advisory board of licensed professionals fact-checks and reviews our content for accuracy and relevancy. Our ratings for home warranties consider factors that include pricing, coverage options, nationwide availability, quote process, customer sentiment and more. All ratings are determined solely by our editorial team in line with our strict editorial guidelines.
Learn More: How We Score Home Warranty Companies
Featured Partners
1
Select Home Warranty
Plans Available
3
Response Time
Great
Number of States
46 + District of Columbia
2
Choice Home Warranty
Plans Available
2
Response Time
Excellent
Number of States
49 + District of Columbia
3
American Home Shield
Plans Available
3
Response Time
Excellent
Number of States
48 + District of Columbia
To help you identify the best home warranty companies for you in Arkansas, our editorial team scored a plethora of providers against numerous data points like monthly costs, plan offerings, customer ratings and more.
| COMPANY | OUR RATING | BEST FOR | MONTHLY FEE | CHOICE OF TECHNICIAN | LEARN MORE |
|---|---|---|---|---|---|
 4.7    | Best Overall | $32.00 - $72.00+ | Yes | Read Forbes' Review | |
| 4.5 | Best Service Response Times | $46.08 - $59.92+ | No | On HWA's Website | |
| 4.5 | Best Cost and Plan Options | $49.99 - $59.92+ | Yes | On Liberty Home Guard's Website | |
| 4.4 | Best for Unique Home Features | $29.99 - $79.99+ | Yes | On American Home Shield's Website | |
| 4.3 | Best Value | $39.99 - $74.99+ | Yes | Read Forbes' Review |
Best Overall
Best Overall
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty offers a thoughtfully tiered lineup of home warranty plans tailored to Arkansas households. Whether you’re managing a listing, building a home or moving into one, this provider offers packages starting at $32 that range from kitchen-specific plans to all-in-one coverage options for deeper protection.
Learn more: 2-10 Home Buyers Warranty review
We like 2-10 Home Buyers Warranty for a few reasons. The provider is one of the most competitively priced in Arkansas, with its base plan costing $32, and an option to lower or raise your premium pricing based on your service fee level. We also like that the provider has policies that are designed for home sellers, offering specific protections during the listing period, as well as those designed for home builders.
Why We Like It
2-10 Home Buyers Warranty offers customers the opportunity to focus on the features of a home warranty that are important to them.Want a low premium? You can opt for a higher service fee. Are you prioritizing protections for your kitchen appliances? There’s a plan for that. We also like some of the more niche aspects of the company, such as its protection of filters and alarm systems with its top plan.
What We Don’t Like
This home warranty provider will allow customers in Arkansas to choose their own technicians, but they’ll need prior approval. Its cancellation policy can also be a touch strict—it begins at $25 for the first 30 days but goes up to 10% of your plan cost after day 30.
Who It’s Best For
2-10 will likely suit value-driven homeowners in Arkansas who want to control plan expenses and tailor their home warranty coverage. It could also be a wise choice for sellers or builders wanting transitional protections.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Though some customers report positive experiences, 2-10 Home Buyers Warranty had its fair share of complaints. Common issues included delayed response times, denied claims due to preexisting conditions and misleading coverage limitations. Customers also voiced concerns about unprofessional contractors and high service fees for subpar repairs. Despite that, a few users are satisfied, but the overall customer sentiment skews negative based on publicly available reviews
From a survey of 1,800 U.S. homeowners, 86% of 2-10 customers said they would recommend the provider, and 88% rated its value proposition as strong. These results reflect consistent positivity.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Simply Kitchen | $32+ | $65 - $100 |
Complete Home | $52+ | $65 - $100 |
Pinnacle Home | $72+ | $65 - $100 |
Add-On Options:
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website 
Best Service Response Times
Best Service Response Times
Home Warranty of America (HWA)
Known as HWA, Home Warranty of America has been offering warranties since the mid-1990s. The company delivers reliable coverage through two plan types that keep things simple. Monthly costs start around $47, with variable service fees ranging from $75 to $100. HWA is a good fit for those who want a no-fuss warranty without a dozen confusing add-ons.
Learn more: Home Warranty of America review
We like that this company has coverage for niche home items like water softeners and situations like code violations. Both of its plans also include coverage of home systems and appliances, and don’t have age limitations on the items they cover.
Why We Like It
We like that HWA keeps things clear-cut with plans that cover the basics right out of the gate. The upgraded option brings in appliances like your laundry pair and air conditioning, which is a common need. Service fees are flexible, so you can tailor how you spend. Plus, the energy-efficient add-on is a standout feature for those who’ve already invested in sustainable upgrades.
What We Don’t Like
You won’t be permitted to choose your own contractor with HWA, which some Arkansas homeowners can see as limiting. Home Warranty of America also only lists two available plans, neither of which offers coverage for only appliances, something that many homeowners like to have.
Who It’s Best For
This provider can be a good option for those who want a straightforward plan that protects both appliances and systems.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Overall, we saw mixed reviews for HWA, with common problems being unexpected expenses and long wait times for help. In contrast, happier reviews mentioned good customer service and qualified contractors.
We surveyed 1,800 home warranty customers and found largely mixed to positive reviews for Home Warranty of America. 81% of HWA customers in our survey said they were happy with the company’s value for the money they paid. The same percentage said that signing up with the company was easy.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Select | $46.08+ | $75 - $100 |
Select Plus | $59.92+ | $75 - $100 |
Add-On Options:
Best Cost and Plan Options
Best Cost and Plan Options
Liberty Home Guard
Launched just eight years ago, Liberty Home Guard is a fast-growing option in the home warranty space. It offers three distinct plans—one for appliances, one focused on systems and one that blends both. With adjustable service call rates ranging from $65 to $125, it’s easy to build a plan that works with your coverage needs.
Learn more: Liberty Home Guard review
We included Liberty Home Guard because it gives homeowners a level of control you don’t always see. From choosing your own technician to covering properties like rentals, Liberty makes it easier to adapt your coverage to your living situation.
Why We Like It
What makes Liberty stand out is the breadth of its add-on list. You can cover everything from gutter cleaning to light fixtures. It’s one of the few companies where window washing is even on the table. On top of that, Liberty’s customer service is easy to reach through phone, chatbot or text.
What We Don’t Like
Liberty’s cancellation fee of a flat $50 is hard to avoid, and it might feel a bit much if you’re still midcontract. The $2,000 limit on covered repairs could leave you covering the difference if your systems are older or on the pricier side.
Who It’s Best For
Liberty is best suited for homeowners who want plan flexibility. If you’re looking for a provider that doesn’t force a one-size-fits-all plan, this is a strong option. It’s also ideal for property owners who need more flexible coverage terms.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Liberty Home Guard had generally varying reviews from customers. As far as happy customers go, these sentiments mentioned positive experiences with customer service agents and frequent communication. In less-positive reviews, customers often mentioned a lack of transparency and delays in services.
Liberty Home Guard performed fairly well in our survey of home warranty customers. When asked, 84% of customers said they were happy with the outcome of their service calls, and 85% of Liberty customers said they intend to renew their plan.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Appliance Guard | $49.99+ | $65 - $125 |
Systems Guard | $54.99+ | $65 - $125 |
Total Home Guard | $59.99+ | $65 - $125 |
Add-On Options:
Best for Unique Home Features
Best for Unique Home Features
American Home Shield
With over half a century’s worth of experience, American Home Shield is certainly a tenured professional with a “been there, done that” reputation that precedes it. AHS has done it all, and customers can rely on three thorough coverage options that start at $29.99 and climb up to $79.99 for the highest tiered package.
Learn more: American Home Shield review
Our team appreciates that American Home Shield offers a raised coverage cap (up to $4,000) for covered appliances. In Arkansas, residents can choose between monthly or annual payment options. We respect American Home Shield’s tiered plan approach, providing everything from systems-only coverage to comprehensive plans.
Why We Like It
AHS stands out in Arkansas with uncommon offerings such as coverage for code issues and preexisting defects. It also extends coverage to residents in condos, mobile homes and manufactured housing. AHS usually processes claims in Arkansas within 24 to 48 hours and includes an optional video diagnostics feature to help speed up repairs.
What We Don’t Like
While AHS allows you to assign work to your preferred contractor, getting AHS to sign off on that contractor can be tedious. And if you cancel after the initial 30-day window, expect an administrative fee equal to one month’s subscription cost.
Who It’s Best For
American Home Shield is a great option for homeowners in Arkansas who live in manufactured or mobile homes, or condos, and for those who like the idea of raised appliance coverage limits.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
American Home Shield reviews are mixed overall, according to our research. Some customers mentioned being happy with the quality of the repairs and the quick turnaround time on services. Despite this, others mentioned being dissatisfied with the experience level of contractors, as well as the high pricing.
In our survey of 1,800 home warranty customers, American Home Shield scored well. Almost 83% reported that they would recommend AHS to friends or family, and an additional 84% felt the company’s contracts were clear.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
ShieldSilver | $29.99+ | $100 - $125 |
ShieldGold | $49.99+ | $100 - $125 |
ShieldPlatinum | $79.99+ | $100 - $125 |
Add-On Options:
Best Value
Best Value
ARW Home
This provider shines in Arkansas for its thoughtful plan structure, especially for homeowners who prioritize their kitchen like no other. With three easy-to-understand tiers, including the targeted Kitchen Plus Plan, ARW caters to both basic and all-in-one coverage needs. Whether you’re in an aging home or just want customizable add-ons, ARW offers solid protection at an accessible price.
Learn more: ARW Home review
ARW Home is this editorial team’s top choice for Arkansas homeowners who want tailored plan structures with focused coverage. It provides three intuitive plans, each crafted to support different household priorities. Our team appreciates that ARW includes HVAC in its midtier option, making it well-suited for homes facing seasonal HVAC demands.
Why We Like It
Our team appreciates ARW’s nonautomatic exclusion policy for aged homes, which is unique. As long as your appliances and systems are still up and running, they can typically be repaired by ARW. Forbes Home also appreciates that customers can select their own technicians.
What We Don’t Like
There’s a $45 cancellation fee, and some customers report needing to cancel by mail, a process that feels inconvenient. If you value easy account management, you may want to clarify the policy details ahead of time.
Who It’s Best For
ARW Home is a solid choice for Arkansas homeowners seeking kitchen-focused coverage or anyone living in an older home who wants a plan that doesn’t penalize them based on the age of their appliances or systems. Its customizable coverage makes it excellent for buyers who want to ensure the essentials are covered while also having the option to expand.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Customer feedback for ARW is mixed. While some homeowners report fast claim resolutions and positive customer service experiences, others report challenges with processing claims, confusing coverage specs and a lengthy and confusing cancellation process. As always, we recommend reading the fine print and clarifying terms before committing.
In a survey of 1,800 home warranty customers, we found that ARW Home got high marks for satisfaction. In our survey, 93% of ARW customers said they’d recommend the service to friends or family, while 92% said they felt the plan provided solid value for the price.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Kitchen Plus | $39.99+ | $55+ |
Platinum | $64.99+ | $55+ |
Platinum Premier | $74.99+ | $55+ |
Add-On Options:
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website Find the top ranked home warranty company in your area
Home warranties can protect you against unexpected expenses. Click on your state today to find out more.
We recently conducted a survey of 1,800 customers with home warranty policies and discovered that 79% of residents reported spending between $801 and $900 per year on their home warranty premium payments. This amounts to around $70 per month.
On average, monthly home warranty costs range from $27 to $100, or $60 on average. To reach a more accurate estimate for you, you’ll also need to factor in service fees, which you’ll need to pay each time you hire a contractor to your home to perform a repair under your home warranty plan. These typically range from $65 to $150 per visit, and the price of service fees may lower or raise your monthly premium.
It’s helpful to compare home warranty premiums and service fees to average home repair costs to know if you’re getting a good deal. For example, a leaky faucet can reach up to $350 on average. Knowing average home warranty premiums and service fees, you can get a better idea of what you can save, even while you’re making consistent monthly payments with a home warranty.
How much your home warranty will cost in Arkansas will vary based on the company and plan you choose. Plans that cover many systems and appliances will cost more than your bare-bones plans. Add-ons will also raise your cost.
| BREAKDOWN | MONTHLY PREMIUM | SERVICE FEES |
|---|---|---|
| Average cost | $60 | $65 - $150 |
| Cheapest quote | $27 | $65 |
| Most expensive quote | $97 | $100 |
Home warranties can be worth it in Arkansas, but it depends on a few factors.
If you have a brand-new home with lots of items still covered under a warranty, or you’re particularly handy and confident that you’ll be able to handle home repairs, then a home warranty may not be worthwhile for you.
However, if you have an older home with appliances and systems that are not covered by builders’ or manufacturers’ warranties, then a home warranty can be worth the cost in the case of unexpected repairs. In this case, it’s smart to compare the costs of a home warranty (both premiums and service fees) with average repair costs for home items in Arkansas.
If you plan to maintain other items besides the washer with a home warranty, your plan can authorize repairs for a wide array of items for one monthly fee, plus a fee for each visit that is typically much smaller than you’d pay on your own.
Selecting a home warranty plan is a personal choice based on your specific needs, your home and the systems and appliances you want to protect. That said, every homeowner can keep several factors in mind to make the best possible home warranty selection. Additionally, there are certain considerations that Arkansas homeowners should pay extra attention to when comparing plans.
HVAC systems—your home’s heating, ventilation, and cooling—are among the most commonly covered features in home warranty plans, and it’s easy to see why. These systems are essential for year-round comfort, and when they break down, repairs can be expensive, often averaging around $400, with some fixes reaching over $2,500 depending on the issue.
We recommend exploring home warranty plans that include HVAC coverage to protect against these risks. It’s a smart way to gain peace of mind regardless of where you live.
To choose the right home warranty plan, start by taking stock of your home’s current systems and appliances. Identify which ones are recently installed—some may still be covered by a manufacturer’s warranty—and which are aging and more likely to need repairs or replacement soon. You’ll also want to consider which items could be especially disruptive to fix. Major systems like plumbing and electrical, or large appliances, often fall into this category due to how involved repairs can be.
Once you’ve built out a solid understanding of what’s most at risk or most expensive to replace, compare it with what home warranty companies cover. Look for plans that align with both your spending comfort zone and your unique needs. Approaching it more thoughtfully can help ensure you select a plan that’s actually worth the investment, and one that protects what matters most in your home.
Prior to choosing a home warranty provider, take time to explore the sample contracts they frequently showcase on their websites. These sample contracts can give you a clearer picture of what you’re signing up for, including key details like cancellation fees, renewal terms and—most importantly—coverage exclusions.
For example, a provider may advertise roof leak coverage, but only when the damage is caused by typical wear and tear and only up to a capped amount, like $5,000. Knowing specifics allows you to reach out to the company with questions before committing.
A home warranty plan is only worth its salt if it fits into your budget. We recommend comparing monthly premiums of every plan you’re considering, as well as service fees. Be sure to look at the plan itself as well as the price to ensure you’re selecting the best option based on every factor and not just the premium.
Customer reviews will reveal more information about a company than you could imagine. If possible, read each company’s customer ratings from the last year or two, ideally on multiple platforms. Also, think about reaching out to your community, friends, family and neighbors to get their opinions on providers they work with.
Home warranties are regulated in Arkansas by the Arkansas Insurance Department.
Home warranty companies in Arkansas must register with the Arkansas Insurance Department. You can find helpful information about home warranty service contracts on the department website and lodge any complaints there.
Compare Quotes From Top-rated Home Warranty Companies
Free, No-commitment Estimates
In Arkansas, most home warranty providers offer broad coverage of most home systems and appliances, but ultimately, coverage hinges on the particular company you’re working with, the plan you choose and any additions. You’ll see that many companies offer tiers of coverage; some tiers only cover basic systems or specific home appliance insurance, while others broaden the scope to a mixture of appliance and system coverage.
Typically, your home warranty provider will provide service for maintenance-focused repairs. For instance, if your water heater doesn’t work one day, you may have it covered under your home warranty plan. Check your contract for what is and isn’t covered.
Equally important as knowing what your home warranty plan covers is what it doesn’t. As mentioned above, home warranty plans cover select appliances and/or systems for repairs and replacements, but just because an appliance, system or other part of your home is listed under your plan doesn’t mean a repair or replacement will be fully covered.
For one, the reason for repair often makes a difference. These types of plans won’t necessarily help if a tree hits your home (that’s where home insurance would often come in) or if the reason for the issue is human error. Home warranties are meant to help with issues due to wear and tear, not necessarily for fixing damage.
Similarly, you may run up against coverage limits, so if your water heater decides to break and you need a replacement, your home warranty plan may only cover so much of the replacement costs. Situations like these are why noting coverage limits is so important.
To better understand current home warranty trends in Arkansas and across the U.S., we surveyed 1,800 homeowners who have been home warranty customers within the last 12 months. Homeowners in the Southwest shared their experiences with coverage, how they use their plans and their opinions on home warranties in general, including feedback on the companies they chose.
Choose your state from the list below to find more home warranty companies that serve your area.
Best Home Warranty Companies By State
To determine the home warranty companies ranking, the Forbes Home editorial team analyzed 19 companies and 58 plans, with each company’s star rating determined by evaluating several metrics and subcategories, including years of experience, sign-up and restrictions, plan pricing, fees and discounts, coverage features and more. We also utilize our in-house consumer sentiment analysis, which includes over 146,000 first-person insights, as well as our net promoter score survey (NPS), in which our team asked over 1,800 policyholders about their home warranty, to come to the conclusion of the best home warranty company.
You can find out more about how Forbes Home rates home warranty companies in our detailed methodology page.
Compare Quotes From Top-rated Home Warranty Companies
Home warranties can protect you against unexpected expenses. Receive a custom quote today.
No, home warranty plans don’t typically cover mold issues. However, keeping your HVAC systems up and running can help prevent mold, and these are often included in home warranty plans.
When choosing a home warranty plan, you’ll want to consider factors like premiums and service fees, what items are covered, coverage limits, company reviews and more.
If you really want to ensure that you won’t foot the bill for all your appliance and system costs, or you bought an older home and naturally acquired older systems or appliances, a home warranty plan may be a good option for you.
As a writer for Forbes Home since 2021, Emily specializes in writing about home warranties, solar installations, car transportation and moving companies. With a background in journalism and experience as a three-time homeowner, Emily uses deep research and insights to cover a variety of topics.
Kristin is a lead editor at Forbes Home and has nearly a decade of professional experience as a writer and editor. She's previously worked at sites like Talking Points Memo, Insider, Delish, Angi and HomeAdvisor. She has a passion for lifestyle topics and has extensive experience researching and reporting on topics that will help make your house a home.
