The Forbes Home editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Home site. This compensation comes from two main sources. First, we provide paid placements to advertisers to present their offers. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not include all companies or products available within the market. Second, we also include links to advertisers’ offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Home. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Home does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.
Audited & Verified: Jul 28, 2025, 5:15pm
Reviewed By
| Staff EditorLooking for a home warranty company in Louisiana? The options can be overwhelming. Aspects like finances, company reviews and protection for specific appliances and systems are important to consider before starting conversations with home warranty companies.
Being that Louisiana is on the coast, you may also be considering corrosion and roof leak coverage.
To help you limit the plethora of home warranty provider options, the Forbes Home editorial team analyzed 19 major home warranty companies and 58 plans and scored them by obtaining 106 quotes and using 60 datapoints. We’ve also read the fine print of these providers’ plans to help you identify the best option for you.
The Forbes Home team is committed to bringing you independent, unbiased ratings and information. We use data and expert advice to inform all of our content. Plus, our advisory board of licensed professionals fact-checks and reviews our content for accuracy and relevancy. Our ratings for home warranties consider factors that include pricing, coverage options, nationwide availability, quote process, customer sentiment and more. All ratings are determined solely by our editorial team in line with our strict editorial guidelines.
Learn More: How We Score Home Warranty Companies
Featured Partners
1
Select Home Warranty
Plans Available
3
Response Time
Great
Number of States
46 + District of Columbia
2
Choice Home Warranty
Plans Available
2
Response Time
Excellent
Number of States
49 + District of Columbia
3
American Home Shield
Plans Available
3
Response Time
Excellent
Number of States
48 + District of Columbia
To help you find the best home warranty companies for you in Louisiana, our editorial team scored more than a dozen providers against a variety of data points like monthly premiums, plan specs, customer ratings and more.
| COMPANY | OUR RATING | BEST FOR | MONTHLY FEE | CHOICE OF TECHNICIAN | LEARN MORE |
|---|---|---|---|---|---|
 4.7    | Best Overall | $32.00 - $72.00+ | Yes | Read Forbes' Review | |
| 4.5 | Best Service Response Times | $46.08 - $59.92+ | No | On HWA's Website | |
| 4.5 | Best Cost and Plan Options | $49.99 - $59.92+ | Yes | On Liberty Home Guard's Website | |
| 4.4 | Best for Unique Home Features | $29.99 - $79.99+ | Yes | On American Home Shield's Website | |
| 4.3 | Best Value | $39.99 - $74.99+ | Yes | Read Forbes' Review |
Best Overall
Best Overall
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty provides a thoughtful range of home warranty plans made for Louisiana households. Whether you’re managing a rental property, building a home or relocating into one, this provider offers packages starting at $32 that range from essentials-based plans to all-around coverage options for greater protection.
Learn more: 2-10 Home Buyers Warranty review
2-10 Home Buyers Warranty outdid the competition thanks to its pricing structure and its adjustable fee system. You can create your monthly premium by pivoting your service fee level, which could be a great perk for homeowners wanting more cost control. Another important feature is the company’s customer-centric support, offering protections for homes from start to finish.
Why We Like It
What sets this company apart is its assorted plan flexibility. If you want one type of coverage over another, there’s a specific plan for that. If you’re seeking as much customization, 2-10’s top plan adds in extras such as alarm and filter protection. Don’t forget about its optional roof leak add-on, which could be a useful addition for areas that can experience unstable weather at times.
What We Don’t Like
In Louisiana, 2-10 will allow selecting your own contractor, but you’ll need prior authorization before you can proceed with a necessary repair. Also, the company maintains a rather inflexible cancellation policy—if you cancel within the first 30 days, you’ll get charged $25, then the price increases to 10% of the total cost of your annual plan after 30 days.
Who It’s Best For
2-10 will likely suit customization-seeking homeowners in Louisiana who want to control plan expenses and fine-tune their home warranty coverage. It could also be a strategic choice for sellers or builders wanting transitional protections.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5.
Although some customers had positive experiences with the company, we found the customer sentiments of 2-10 Home Buyers Warranty to be less-than-positive overall. Customers who were unhappy with the company took issue with response times and customer service. Others cited feeling in the dark about coverage caps and issues with denied claims. Claim issues seemed to center around preexisting conditions. While some customers reported good experiences with 2-10 Home Buyers Warranty, overall, reviews skewed negative.
From a survey of 1,800 U.S. respondents, 86% of 2-10 users stated they would recommend the provider, and 88% rated its offers as beneficial. Overall, these results show a generally positive picture of customer opinions.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Simply Kitchen | $32+ | $65 - $100 |
Complete Home | $52+ | $65 - $100 |
Pinnacle Home | $72+ | $65 - $100 |
Add-On Options:
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website 
Best Service Response Times
Best Service Response Times
Home Warranty of America (HWA)
Founded in 1996, Home Warranty of America (also known as HWA) has nearly 30 years in the home warranty industry. Plans start around $47 per month, with service fees ranging between $75 and $100. You’ll have your pick of two plans depending on your needed level of home protection in Louisiana.
Learn more: Home Warranty of America review
We appreciate that this company offers add-on coverage for niche home items like water softeners and situations like code violations. Both of its plans also include coverage of home systems and appliances, and don’t have age limitations on the items they cover.
Why We Like It
HWA aims for a 48-hour response time, which we always like to see. The company also offers an add-on called GreenPlus that ensures you’ll receive an ENERGY STAR certified appliance if equipment covered under the add-on qualifies for replacement.
What We Don’t Like
You won’t be permitted to choose your own contractor with HWA, which some Louisiana homeowners can see as limiting. Home Warranty of America also only lists two available plans, neither of which offers coverage for only appliances, something that many homeowners like to see.
Who It’s Best For
This company tends to be best for homeowners who want plans that cover both systems and appliances and have the option to deepen coverage.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5.
Overall, we saw mixed customer reviews for HWA. Some issues that often cropped up included unexpected costs, lack of and long wait times. On the plus side, customers praised helpful workers and reported good customer service.
We surveyed 1,800 people with home warranty plans and we found middling results for HWA. When surveyed about their customer service experience with the company, 85% of customers reported being satisfied. As far as how much value they got from the plan for their money, 81% reported being satisfied here.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Select | $46.08+ | $75 - $100 |
Select Plus | $59.92+ | $75 - $100 |
Add-On Options:
Best Cost and Plan Options
Best Cost and Plan Options
Liberty Home Guard
Launched just eight years ago, Liberty Home Guard is a fast-growing company in the home warranty market. It offers three distinct plans—one for appliances, one focused on systems and one that blends both. With multiple service fee options ranging from $65 to $125, it’s easy to tailor a plan that works with your monthly budget.
Learn more: Liberty Home Guard review
We included Liberty Home Guard because it gives homeowners a level of control you don’t always see. From choosing your own repair provider to covering properties like rentals, Liberty makes it easier to adapt your coverage to your living situation.
Why We Like It
What we like most is how much you can add on. Liberty offers one of the broadest lists of extras, from second refrigerators to re-keying. It’s rare to find those kinds of options in a standard home warranty. Plus, Liberty lets you get in touch through text, which is helpful when something breaks and time matters.
What We Don’t Like
Liberty’s cancellation fee of a flat $50 might feel a bit much. The payout ceiling on covered repairs could leave you supplementing costs if your systems are older or on the pricier side.
Who It’s Best For
Liberty is a strong pick for homeowners who want to split their coverage needs. It’s also worth considering if you’re open to paying a bit more for robust coverage. Renters, landlords and manufactured home owners may find its range of support especially appealing.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5.
We saw a mix of review sentiments for Liberty. Frequently named issues include claim denials, limited coverage and service delays. In more positive reviews, customers often called out good communication, kind customer service employees and speedy assistance.
In our consumer survey, Liberty Home Guard held its own with solid ratings. A full 84% of users said their service experience met or exceeded expectations, while 85% said they’d renew their plan without hesitation.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Appliance Guard | $49.99+ | $65 - $125 |
Systems Guard | $54.99+ | $65 - $125 |
Total Home Guard | $59.99+ | $65 - $125 |
Add-On Options:
Best for Unique Home Features
Best for Unique Home Features
American Home Shield
With over half a century’s worth of expertise, American Home Shield is certainly a tenured provider with a “been there, done that” reputation that precedes it. AHS has done it all and homeowners can rely on three expansive coverage options that start at $29.99 and range up to $79.99 for its top-tiered package.
Learn more: American Home Shield review
In Louisiana, American Home Shield offers the flexibility to opt between month-to-month or yearly contracts. We like that the company boasts a systems-only option as well as combo plans offering varied coverage.
Why We Like It
AHS has some unique features that make it stand out in Louisiana, including coverage for preexisting conditions and code violations, as well as coverage options for renters and those who live in condos and manufactured or mobile homes. The company strives to assign claims in Louisiana within 24 to 48 hours and sometimes offers a video diagnosis option for a quicker solution.
What We Don’t Like
This provider has a reputation for all-encompassing coverage, but the other side of that coin is seeing the company follow through and sign off on any work if you’re using your own contractor. Some customers have reported a very frustrating situation. Plus, if you revoke the coverage after the first 30 days, you will have to pay a hefty admin fee that equates to one month’s payment.
Who It’s Best For
American Home Shield is well-suited for homeowners in Louisiana with alternative residences like condos or manufactured homes—and for anyone seeking elevated appliance coverage caps without giving up plan flexibility.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5.
There was a diverse range of feedback from customers of American Home Shield. Some positive comments detailed timely service and experienced technicians, but there were also the less-than-stellar reviews that detailed the quality of work. Overall, American Home Systems still stands as a solid consideration for your home warranty needs, depending on where you’re located and your expectations.
After surveying 1,800 home warranty policyholders, American Home Shield scored well. About 83% said they would recommend AHS to friends or family, and an additional 84% said the company’s contracts were understandable.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
ShieldSilver | $29.99+ | $100 - $125 |
ShieldGold | $49.99+ | $100 - $125 |
ShieldPlatinum | $79.99+ | $100 - $125 |
Add-On Options:
Best Value
Best Value
ARW Home
This provider performs well in Louisiana for its meticulously laid out plan structure, especially for homeowners who want the kitchen to hold the center of attention. With three distinct plans, including the specialized Kitchen Plus Plan. ARW caters to both basic and all-in-one coverage needs. No matter if you’re in an aging home or just want flexible add-ons, ARW offers competitive protection at an accessible price.
Learn more: ARW Home review
We appreciate the company’s 24/7 claim submission via an online portal for more ease among policyholders. Though it offers many similar plans that other providers may also offer, ARW stands out by providing add-ons like water and sewer lines as well as electronics. If you have a cracked screen are even covered under this add-on plan.
Why We Like It
ARW Home provides a substantially higher annual limit of $5,000 versus the $2,500 limit, which is the industry standard. Throughout the year, customers can opt into discounts like one or two months free when they sign up for a 12-month warranty plan. The three plan levels offer a tailored function, like Kitchen Plus, ARW’s most basic plan, which centers on kitchen appliances.
What We Don’t Like
There’s a $45 cancellation fee, and some policyholders report needing to cancel by mail, a process that feels inconvenient. If you value instant account management, you may want to confirm the policy details ahead of time.
Who It’s Best For
ARW Home is a solid option for those in Louisiana who want plans with all-around coverage and especially one focused on kitchens. We also think it could be a good option to consider for those in older homes.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5.
Customer feedback for ARW remains split. While some policyholders praised the company’s reliable service dispatch and friendly customer support, others shared issues with claims processing delays, confusing coverage fine print and a mail-in cancellation requirement. As always, we advise reading plan documents closely before enrolling.
In a survey of 1,800 home warranty customers, ARW Home received favorable marks for value. According to our survey, 93% of ARW customers said they would recommend the company to a friend or family member, and 92% said they felt the plan delivered strong value.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Kitchen Plus | $39.99+ | $55+ |
Platinum | $64.99+ | $55+ |
Platinum Premier | $74.99+ | $55+ |
Add-On Options:
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website Based on a recent survey of 1,800 home warranty policyholders, 79% of homeowners said they spent between $801 and $900 annually on premium costs—that’s about $70 per month.
While monthly premium rates typically fall between $27 and $100, the national average lands around $60. But don’t forget to factor service fees into your total spending—these fees are what you’ll shell out each time a technician comes out to perform a repair. These typically fall between $65 and $150 per visit and can raise your monthly premium depending on the plan’s structure.
Even still, home warranties can save you money if you have frequent repairs, as dishwasher repairs can cost $250 on average.
Your actual home warranty rates in Louisiana will depend on the coverage option and company you sign up with. Plans that offer extensive protection or include high-use systems like HVAC tend to be more expensive than entry-level ones. If you want to include coverage for things like roof leaks or corrosion—especially relevant in coastal Louisiana—expect to pay more.
| LOUISIANA HOME WARRANTY COSTS | ||
|---|---|---|
| Breakdown | Monthly Premium
| Service Fees |
| Average cost | $60 | $65 - $150 |
| Cheapest quote | $27 | $65 |
| Most expensive quote | $97 | $100 |
If you live in Louisiana, you may find a home warranty to be worth the investment, though a handful of factors will dictate whether it truly makes sense for you.
Do you have an older home with older appliances and systems? If these items’ protection under a builder’s or manufacturer’s warranty has expired by the time you’re considering a home warranty, that may be a sign to get one. It’s tough to have to foot the bill for a surprise repair or replacement.
On the other hand, if you have a newer home with active policies and feel confident about handling some bigger repairs yourself, you may not need a home warranty.
Find the top ranked home warranty company in your area
Home warranties can protect you against unexpected expenses. Click on your state today to find out more.
Selecting a home warranty plan is a personal choice based on your specific needs, your home and the systems and appliances you want to protect. That said, every homeowner can keep key factors in mind to make the best possible home warranty pick. Additionally, there are certain considerations that Louisiana homeowners should pay extra attention to when comparing plans.
Many home warranty companies offer comprehensive coverage for your HVAC system (a.k.a the heating, cooling and ventilation system). Even if you aren’t in a particularly hot part of Louisiana, those one-off heat waves and winter chills can quickly remind you how important a properly running HVAC system is. HVAC repair costs can be around $400 on average, though it hinges on what needs to be repaired, as the broader cost range is $100 to over $2,500.
To get the most out of a home warranty, start by identifying your tailored coverage needs. Consider which home systems or appliances are likely to need attention soon (particularly those that are aging or approaching the end of their life). Take inventory of what’s relatively new and may still be protected by a manufacturer’s warranty.
It’s also smart to evaluate which systems or repairs could be especially labor-intensive to fix, such as electrical wiring, plumbing or large appliances.
Once you’ve built a clear picture of your home’s needs, compare it against what home warranty companies cover. Matching your priorities with what different providers offer—and what fits your budget—can help ensure you choose a plan that’s truly worth the investment.
Sample contracts are frequently available for viewing on each home warranty company’s website, and we suggest reviewing these so you can get a sense of what you could be getting into. You’ll learn details like terms of renewal, coverage caps, exclusions or payout limits and cancellation fees, which will guide you to your final answer on which company is best for you.
A home warranty plan is only worth its salt if it fits into your budget. We recommend comparing monthly premiums of every plan you’re considering, as well as service fees. Be sure to look at the plan itself as well as the cost to ensure you’re selecting the best option based on every factor and not just the premium. This process will help you determine the best home warranty plan for your buck in Louisiana.
Customer reviews will tell you more information about a company than you’d think. If possible, read each company’s customer ratings from the last year or two, in particular, ideally on multiple platforms. Consider reaching out to your community, friends, family and neighbors to get their opinions on the companies they work with.
Home warranties are regulated in Louisiana by the Louisiana Department of Insurance. You can find helpful information about home warranty service contracts on the department website and file any complaints there.
Compare Quotes From Top-rated Home Warranty Companies
Free, No-commitment Estimates
In Louisiana, most home warranty companies offer broad coverage of most home systems and appliances, but overall, coverage depends on the particular company you’re working with, the plan you select and any add-ons. You’ll see that many providers offer tiers of service; some tiers only cover basic systems or appliances, while others broaden the scope to a mixture of appliance and system coverage.
Typically, your home warranty provider will offer coverage for wear-and-tear repairs. For instance, if your water heater won’t work one day, you may not have to pay out of pocket for those repairs. Review your contract for what is and isn’t covered.
Before you get too comfortable with your home warranty coverage, it’s crucial to understand not just what it covers, but what it doesn’t. Even if a system or appliance is listed in your plan, that doesn’t automatically mean every repair will be fully paid for.
A major factor affecting coverage is the cause of the problem. Home warranties are intended to aid in cases of normal maintenance—not when damage is caused by out-of-the-ordinary events or human error. So if a coastal flood damages your HVAC system, don’t expect your warranty to step in. Those scenarios are typically handled by home insurance.
Then there are coverage caps to consider. Let’s say salty air corrodes equipment in your coastal Louisiana home—even if the issue is eligible for coverage, your provider may only reimburse a portion of the cost. These limits vary by plan and can significantly impact what you’ll pay out of pocket. That’s why it’s essential to speak with your home warranty company if you’re unsure about specific coverage details. The fine print matters, and getting clarity upfront can help you avoid unexpected costs down the line.
Compare Quotes From Top-rated Home Warranty Companies
Home warranties can protect you against unexpected expenses. Receive a custom quote today.
To get a clearer picture of home warranty trends in Louisiana and nationwide, we surveyed 1,800 homeowners who have been enrolled in a home warranty within the past year. Homeowners in the Southwest offered valuable insights on how they feel about home warranties overall, what they think of the companies they currently hold a policy with and what they use their plans for.
Best Home Warranty Companies By State
Not looking for a home warranty in Louisiana? Select your state to find the best options for servicing your area.
To determine the home warranty companies ranking, the Forbes Home editorial team analyzed 19 companies and 58 plans, with each company’s star rating determined by evaluating several metrics and subcategories, including years of experience, signup and restrictions, plan pricing, fees and discounts, coverage features and more. We also utilize our in-house consumer sentiment analysis, which includes over 146,000 first-person insights as well as our net promoter score survey (NPS), in which our team asked over 1,800 policyholders about their home warranty, to come to the conclusion of the best home warranty company.
You can find out more about how Forbes Home rates home warranty companies in our detailed methodology page.
To maximize your home warranty experience, you first need to enroll in a plan that covers the systems or appliances you care most about. The home warranty company has certain limits and caps on specific systems and appliances, and these details will be laid out before you sign up. You’ll pay a premium, usually monthly, to stay enrolled in the plan. If you one day submit a claim for a problem you’re having, you can also expect to pay a specific fee in advance of a technician coming to your home. Then, the technician will address the issue. If your situation is covered under your policy, you likely will not see any other fees.
Some home warranty plans may cover roofs, while others may include roof coverage as an add-on or may not cover roofs at all. Roofs aren’t a super common home warranty item, but when coverage is included, it tends to focus on roof repairs due to wear and tear. If you’re looking to protect your roof against damage, we recommend looking into a home insurance plan with plenty of roofing coverage.
When choosing a home warranty plan, you’ll want to consider factors like premiums and service fees, what items are covered, coverage limits, company reviews and more. Because of Louisiana’s situation on the coast, if you live near the water, you may also want to look into plans that include corrosion coverage.
Sami Allen is the managing editor at Forbes Home, with over seven years of experience in the home space and 10 years of editing experience.
Kristin is a lead editor at Forbes Home and has nearly a decade of professional experience as a writer and editor. She's previously worked at sites like Talking Points Memo, Insider, Delish, Angi and HomeAdvisor. She has a passion for lifestyle topics and has extensive experience researching and reporting on topics that will help make your house a home.
