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Audited & Verified: Jul 28, 2025, 5:14pm
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| Staff EditorIt isn’t straightforward to select a home warranty in Maine. After all, there are several of great options to choose from, and many homeowners have never had a home warranty before. However, you’ll just need to consider a few important factors to help figure out which company is right for you. These include budget, what the plan will cover and consumer sentiments. In Maine, you’ll also probably want to look for a company that protects your HVAC system ahead of chilly winters and includes coverage against rust and corrosion if you live on the coast.
We’ve considered all of these variables and more to help narrow down a list of the top home warranty companies in Maine. Our team evaluated 19 home warranty companies, obtained real quotes and saw how they stacked up against over 100 data points to get the final list.
The Forbes Home team is committed to bringing you independent, unbiased ratings and information. We use data and expert advice to inform all of our content. Plus, our advisory board of licensed professionals fact-checks and reviews our content for accuracy and relevancy. Our ratings for home warranties consider factors that include pricing, coverage options, nationwide availability, quote process, customer sentiment and more. All ratings are determined solely by our editorial team in line with our strict editorial guidelines.
Learn More: How We Score Home Warranty Companies
Featured Partners
1
Select Home Warranty
Plans Available
3
Response Time
Great
Number of States
46 + District of Columbia
2
Choice Home Warranty
Plans Available
2
Response Time
Excellent
Number of States
49 + District of Columbia
3
American Home Shield
Plans Available
3
Response Time
Excellent
Number of States
48 + District of Columbia
To help you identify the best home warranty companies for you in Maine, our editorial team scored several providers against a variety of data points like monthly premiums, plan offerings, customer ratings and more.
| COMPANY | OUR RATING | BEST FOR | MONTHLY FEE | HVAC/AC COVERAGE | LEARN MORE |
|---|---|---|---|---|---|
 4.7    | Best Overall | $32.00 - $72.00+ | Yes | Read Forbes' Review | |
| 4.5 | Best Service Response Times | $46.08 - $59.92+ | Yes | On HWA's Website | |
| 4.5 | Best Cost and Plan Options | $49.99 - $59.92+ | Yes | On Liberty Home Guard's Website | |
| 4.4 | Best for Unique Home Features | $29.99 - $79.99+ | Yes | On American Home Shield's Website | |
| 4.3 | Best Value | $39.99 - $74.99+ | Yes | Read Forbes' Review |
Best Overall
Best Overall
2-10 Home Buyers Warranty
As a home warranty provider, 2-10 Home Buyers Warranty is one to look out for in Maine, especially in recent years and offers comprehensive coverage for Maine residents. This company aids homebuyers, builders and sellers at as low as $32 monthly for the lowest-tier plan. Whether you’re looking for plans specific to kitchen appliance coverage or more comprehensive coverage, 2-10 is an excellent option to think about.
Learn more: 2-10 Home Buyers Warranty review
2-10 Home Buyers Warranty caught our eye thanks to its pricing structure and its adjustable fee system. You can build your monthly premium by pivoting your service fee level, which could be a great perk for homeowners wanting more cost control. Another important feature is the company’s customer-centric support, offering protections for homes from start to finish.
Why We Like It
2-10 Home Warranty provides plans that let you prioritize what you care about. For instance, if you want lower premiums, you can choose a pricier service fee. Need only appliance protection? 2-10 makes it happen. Also, if you’re near the coast in Maine, note that 2-10 includes roof leak coverage as an add-on.
What We Don’t Like
While 2-10 allows contractor choice, you’ll need to go through approval before assigning repairs. The cancellation terms are less flexible than some. There’s a $25 fee in the first 30 days, which jumps to 10% of the full contract after that.
Who It’s Best For
2-10 will likely suit budget-managing homeowners in Maine who want to control plan expenses and fine-tune their home warranty coverage. It also could be a wise choice for sellers or builders wanting transitional protections.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Although some consumers reported positive experiences with the company, we found the customer reviews of 2-10 Home Buyers Warranty to be less-than-positive overall. Customers who had complaints took issue with response times and customer service. Others cited a lack of transparency around coverage caps and issues with denied claims. Claim issues seemed to center around preexisting conditions. While some customers reported positive experiences with 2-10 Home Buyers Warranty, overall, reviews skewed negative.
We surveyed 1,800 customers to get their insights on home warranty companies and plans. Overall, customers felt positive about 2-10 Home Warranty. Of the company’s customers surveyed, 86% said they would recommend 2-10 Home Warranty to someone they know. Similarly, 88% gave the value of the company’s service high marks.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Simply Kitchen | $32+ | $65 - $100 |
Complete Home | $52+ | $65 - $100 |
Pinnacle Home | $72+ | $65 - $100 |
Add-On Options:
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website 
Best Service Response Times
Best Service Response Times
Home Warranty of America (HWA)
Home Warranty of America is a longstanding company offering home warranty plans starting under $50 per month. With just dual coverage tiers, HWA caters to homeowners looking for streamlined protection. Customers can expect modest service fees topping out at $100, depending on their plan choice. The company’s roots go back to over 25 years ago, making it one of the more experienced names in the industry.
Learn more: Home Warranty of America review
Home Warranty of America stood out for its simplified coverage structure and broad U.S. footprint. It’s also one of the few companies offering an energy-conscious add-on designed for ENERGY STAR-certified units. With only a simple coverage split, it’s a reliable pick for homeowners who don’t want to sift through too many choices.
Why We Like It
We like that HWA keeps things clear-cut with plans that cover the basics right out of the gate. The upgraded option brings in appliances like your washer and dryer and air conditioning, which is a smart inclusion. Service fees are tiered, so you can manage what you pay. Plus, the GreenPlus add-on is a standout feature for those who’ve already invested in sustainable upgrades.
What We Don’t Like
With HWA, you won’t be able to use your own contractor, as the company sends someone from its in-network list. And if you’re looking for an appliance-only plan it may not be the company for you. It’s not always a drawback for everyone, but it is worth mentioning.
Who It’s Best For
HWA is best for homeowners who want easy protection without the fuss. It works especially well for homes that are relatively new, or for people who want to cover the basics and keep monthly costs in check. If you’ve got ENERGY STAR appliances, this is one of the few plans that actually acknowledges that.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Overall, we observed mixed reviews for HWA, with common issues being unexpected charges and long wait times for service. On the other hand, happier reviews mentioned good customer service and helpful contractors.
Home Warranty of America got mixed to positive marks from surveyed customers. While about one in seven respondents reported a surprise charge, the majority still said they felt the plan offered good value for what they paid. The average annual premium came in at roughly the lower $600s, and HWA scored a near-eight rating for overall satisfaction. The most common praise came from those who opted into the GreenPlus coverage and didn’t need coverage beyond the basics.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Select | $46.08+ | $75 - $100 |
Select Plus | $59.92+ | $75 - $100 |
Add-On Options:
Best Cost and Plan Options
Best Cost and Plan Options
Liberty Home Guard
Although it only has an eight-year track record, Liberty Home Guard is a favorite among customers. The company offers three plans, including one covering appliances, one centered on home systems and one offering coverage for both. With multiple service fee levels as well, you can pick a plan combination that best fits your budget.
Learn more: Liberty Home Guard review
Liberty Home Guard made our list because it gives customers the ability to choose their own contractor (something not all providers allow). We also liked that it includes manufactured homes under its plans. That kind of flexibility earns extra points for homeowners with unique living situations.
Why We Like
It Liberty has one of the deepest menus of add-ons available—think light fixtures and even ceiling fans. That makes it a smart option for anyone looking to go beyond basic protection. Plus, the company supports multiple customer support channels like phone, chat and even text, which adds a layer of convenience when it’s time to file a claim or ask questions.
What We Don’t Like
Liberty charges a $50 cancellation fee, which can feel high. Also, the $2,000 payout cap per covered item may mean partial coverage for bigger-ticket items. It’s important to keep an eye on claim totals if you’re protecting older or high-end systems.
Who It’s Best For
Liberty is likely the best choice for those who want to choose between an appliance-only and systems-only plan. It can also be a good choice for a combination plan for customers willing to pay a bit more.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
With Liberty Home Guard, we noticed generally mixed sentiments from customers. When users seemed pleased with services, they tended to mention good customer service and quick help. However, there were negative reviews that mentioned delays in service, coverage limitations and claim denials.
Survey respondents gave Liberty Home Guard strong reviews. With 84% reporting positive service experiences and 85% saying they would renew, Liberty seems to offer a level of consistency that stands up to competitors. For a company just eight years in, that’s a good sign.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Appliance Guard | $49.99+ | $65 - $125 |
Systems Guard | $54.99+ | $65 - $125 |
Total Home Guard | $59.99+ | $65 - $125 |
Add-On Options:
Best for Unique Home Features
Best for Unique Home Features
American Home Shield
With over half a century’s worth of service, American Home Shield is certainly a tenured company with a “been there, done that” reputation that precedes it. This provider has done it all and homeowners can rely on three thorough coverage options that starts at $29.99 and goes up to $79.99 for their top-tiered package.
Learn more: American Home Shield review
American Home Shield allows Maine customers to choose between monthly or annual contract options. We appreciate that customers can choose a systems-only plan with this company, as well as combination plans with varying degrees of coverage. Its most basic plan is also one of the cheapest on our list, making it an affordable way to get coverage. It even includes heating and cooling coverage, which can come in handy in Maine as the weather can get extremely cold.
Why We Like It
American Home Shield is a strong fit for property owners in Maine, offering valuable add-ons such as coverage for code violations and undetected preexisting issues. It also adds protection to nonstandard homes like mobile homes, condos and manufactured properties. The company typically processes claims within 24 to 48 hours and includes an optional virtual diagnostic tool to speed up repairs. Even the most basic plans include HVAC coverage, a necessity in your area’s temperature extremes.
What We Don’t Like
The approval process for third-party contractors can be more involved than normal with AHS. Similarly frustrating is canceling your policy—if you cancel after 30 days, you’ll need to pay an administrative fee equal to a monthly rate.
Who It’s Best For
American Home Shield is a good choice for those who may have home types like condos or manufactured homes and those who want the option of high coverage caps on appliances.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
American Home Shield had mixed to negative experiences, according to our research. Several mentioned contentment with the efficiency of the repairs and the quick turnaround time on services. Despite this, others pointed to being unhappy with the experience level of contractors, as well as noticing high pricing.
In our survey of 1,800 home warranty customers, American Home Shield received fairly strong scores and positive sentiments. Almost 83% said they would recommend AHS to friends or family, and another 84% said the company’s contracts were understandable.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
ShieldSilver | $29.99+ | $100 - $125 |
ShieldGold | $49.99+ | $100 - $125 |
ShieldPlatinum | $79.99+ | $100 - $125 |
Add-On Options:
Best Value
Best Value
ARW Home
ARW Home has three plans designed to protect your Maine home’s systems and appliances. One plan, the Kitchen Plus Plan (which starts at $39.99), focuses on kitchen systems and appliances. Its remaining plans, the Platinum Plan and Platinum Plus (which start at $64.99 and $74.99), combine more home systems and appliance coverage, with the most expensive plan being the most comprehensive.
Learn more: ARW Home review
ARW Home stands out for offering concise, easy-to-understand policies that allow Maine homeowners to select coverage based on their priorities and home needs. The company also offers priceless add-on options, like pool and spa coverage, as well as water and sewer line protection, making it a strong contender for homes with more complex needs.
Why We Like It
Our team appreciates ARW’s non-automatic exclusion policy for aged homes, which is unique. As long as your systems and appliances are still up and running, they can typically be serviced by ARW. Forbes Home also appreciates that customers can select their own technicians.
What We Don’t Like
There’s a $45 cancellation fee, and some policyholders report needing to cancel by mail, a process that feels slow. If you value instant account management, you may want to clarify the policy details ahead of time.
Who It’s Best For
ARW Home is a strong choice for Maine homeowners who are starting out with kitchen-focused coverage, or anyone living in an older home who wants a plan that doesn’t penalize them based on the age of their appliances or systems. Its customizable coverage makes it ideal for buyers who want to ensure the essentials are covered while also having the option to expand.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Customer feedback for ARW is mixed. Though some policyholders report fast claim resolutions and that they had positive customer service experiences, others cite issues with claim processing, misleading coverage specs and a lengthy and confusing cancellation process. As always, we recommend reading the fine print and clarifying terms before committing.
In our recent survey of 1,800 home warranty customers, ARW Home customers seemed generally satisfied with the company’s services. Of the company’s customers we surveyed, 92% reported being satisfied with the value of the company’s services. Additionally, 93% of ARW Home customers who took part in our survey said they’d recommend the company to others.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Kitchen Plus | $39.99+ | $55+ |
Platinum | $64.99+ | $55+ |
Platinum Premier | $74.99+ | $55+ |
Add-On Options:
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website Based on a current survey of 1,800 home warranty policyholders, 86% of homeowners said they spent between $801 and $900 per year on premium payments—that’s about $70 per month.
While monthly home warranty costs typically fall between $27 and $100, the national average lands around $60. But don’t forget to factor service fees into your total spending—these fees are what you pay each time a contractor comes out to perform a repair. These usually range from $65 to $150 per visit and can affect your monthly premium depending on the plan’s setup.
Despite these charges, home warranties can save you money if you have frequent repairs, as major electrical issues can be over $1,000.
Your actual home warranty costs in Maine will depend on the coverage option and provider you select. Plans that offer extensive protection or include high-use systems like HVAC tend to be pricier than basic ones. If you want to include coverage for things like roof leaks or corrosion—especially relevant in coastal Maine—expect to pay more. Still, with freezing winters in the mix, it may be worth paying a bit more upfront to avoid hefty out-of-pocket service expenses later.
| MAINE HOME WARRANTY COSTS | ||
|---|---|---|
| Breakdown | Monthly Premium | Service Fees |
| Average cost | $60 | $65 - $150 |
| Cheapest quote | $27 | $65 |
| Most expensive quote | $97 | $100 |
Compare Quotes From Top-rated Home Warranty Companies
Free, No-commitment Estimates
Home warranties can be worth it in Maine, but it depends on a few factors.
If you have a brand-new home with many items still covered under a warranty, or you’re particularly handy and confident that you’ll be able to fix home issues, then a home warranty may not be worthwhile for you.
However, if you have an older home with appliances and systems that are no longer under builders’ or manufacturers’ warranties, then a home warranty can be worth the cost in the case of unexpected repairs. In this case, it’s wise to evaluate the costs of a home warranty (both premiums and service fees) with average repair costs for home items in Maine.
If you are thinking about maintaining other items besides the washer with a home warranty, your plan can authorize repairs for a wide array of items for a fairly flat monthly fee, plus a fee for each visit that is typically much smaller than you’d pay on your own.
Home warranties can also be worth it for peace of mind—if your heater breaks during the dead of a Maine winter, a home warranty company can send over a trusted pro to perform a repair. If your system and repair is included under your plan, you’ll only need to pay the service fee.
Selecting a home warranty plan is a personal decision dependent your specific needs, your home and the systems and appliances you want to safeguard. That said, every homeowner can keep key factors in mind to make the best possible home warranty pick. Additionally, there are certain considerations that Maine homeowners should pay extra attention to when comparing plans.
HVAC systems (a.k.a your heating, ventilation and cooling systems) are some of the most commonly covered items in home warranty plans and for good reason. HVAC repairs are not only costly (running around $400 for an average repair), but they can make your home uncomfortable or even dangerous in some cases. After all, the last thing you want is your HVAC system going out during a cold snap. That can cause burst pipes and dangerously cold temperatures in your home.
We recommend looking into home warranties that cover your HVAC system for greater peace of mind, no matter where you live but especially in Maine.
To choose the right home warranty plan, start by taking stock of your home’s current systems and appliances. Identify which ones are newer—some may still be covered by a manufacturer’s warranty—and which are nearing the end of their life and more likely to need repairs or replacement soon. You’ll also want to reflect on which items could be especially costly to fix. Major systems like plumbing and electrical, or large appliances, often fall into this category due to how involved repairs can be.
Once you’ve built out a solid understanding of what’s most at risk or most expensive to replace, compare it with what home warranty companies cover. Look for plans that align with both your spending comfort zone and your unique needs. Approaching it more thoughtfully can help ensure you select a plan that’s actually worth the investment—one that protects what matters most in your home.
Sample contracts are frequently available for viewing on each home warranty company’s website, and our team suggests reviewing these so you can get a sense of what you could be getting into. You’ll learn details like terms of renewal, coverage caps, exclusions or payout limits and cancellation fees, which will guide you toward your final answer on which company is best for you.
Coverage exclusions and limitations are specifically important for Maine residents who regularly experience extreme weather in certain months, as HVAC systems can fail and cause you to reach your limit quickly. Make sure you know what these limits are so you’ll know what to do in the case of a winter storm.
Budget is arguably the most important element of the home warranty provider research process. If you don’t have the money for a specific plan, then why look at it? To help you in the long run, our team suggests comparing plans and premiums against your budgetary restrictions and eliminating any options that don’t work for your financial plan.
Customer reviews are a vital part of determining which home warranty company is best for you in Maine. We recommend reading through recent reviews (from the past year or so) to get the most accurate picture of things. Other tips include looking into specific keywords you’re particularly interested in (such as “washer repair” or “cancellation fee”) and seeking out reviews from other homeowners in Maine. Referrals can also be helpful here so be sure to ask people you know in your area to see if they have a plan they’d recommend.
Home warranties are regulated in Maine by the Maine Bureau of Insurance.
In Maine, home warranty companies are regulated by the Maine Bureau of Insurance. If you have any questions or complaints about a company and you’re a homeowner in the state, and we recommend contacting that office.
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What a home warranty will cover in Maine will depend on the company and plan you choose, rather than your location. Some plans focus on home systems like HVAC, plumbing and electrical, others cover appliances like stoves, fridges and ice makers and other plans combine the two for more complete coverage.
Generally, a home warranty plan will cover repairs based on typical wear and tear for these appliances and systems. So, if your water heater suddenly breaks, and it’s under your plan, the repair may be covered. The best way to determine what your home warranty plan covers (and to what extent) is to check your contract and contact your chosen company with any questions.
Understanding what your home warranty doesn’t cover is arguably equally important as knowing what it does. As mentioned earlier, home warranty plans never guarantee coverage on all repairs or replacements for systems and appliances mentioned in your plan.
One major factor is why the repair is needed. Home warranty plans generally don’t cover damage caused by external events—like when a tree falls on your home or if a coastal flood causes damage. Those types of scenarios are usually covered by homeowner’s insurance, not a home warranty. Likewise, if the issue stems from human error or improper use, your claim may be denied. Home warranties are intended to help problems that arise from normal wear and tear—not for damage caused by accidents or weather events.
Coverage limits are another important consideration. For example, if you live along the coast in Maine and salty air has corroded parts of your home, your warranty provider may only cover a portion of the repair costs—even if corrosion coverage is included in your plan. Our team recommends reaching out to your home warranty company about what exactly is and isn’t covered in your plan.
To get a clearer picture of home warranty trends in Maine and nationwide, we surveyed 1,800 homeowners who have been enrolled in a home warranty within the past 12 months. Homeowners in the Northeast offered valuable data on how they feel about home warranties overall, what they think of the companies they currently hold a policy with and what they use their plans for.
If you’re on the search for a home warranty company in other states, look no further than the list below.
Best Home Warranty Companies By State
To determine the home warranty companies ranking, the Forbes Home editorial team analyzed 19 companies and 58 plans, with each company’s star rating determined by evaluating several metrics and subcategories, including years of experience, signup and restrictions, plan pricing, fees and discounts, coverage features and more. We also utilize our in-house consumer sentiment analysis which includes over 146,000 first-person insights as well as our net promoter score survey (NPS), in which our team asked over 1,800 policyholders about their home warranty, to come to the conclusion of the best home warranty company.
You can find out more about how Forbes Home rates home warranty companies in our detailed methodology page.
Compare Quotes From Top-rated Home Warranty Companies
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To maximize your home warranty experience, you first need to sign up for a plan that covers the systems or appliances you care most about. The home warranty provider has certain limits and caps on specific systems and appliances, and these details will be explained before you sign up. You’ll pay a premium, usually monthly, to stay enrolled in the plan. If you one day submit a claim for a problem you’re having, you can also expect to pay a specific fee in advance of a technician coming to your house. Then, the technician will address the issue. If your situation is covered under your plan, you likely will not encounter any other fees.
No, home warranties and home insurance plans are different. Home insurance plans are typically required to be approved for a mortgage and cover your home from damage, such as from covered natural disaster incidents or fires. Home warranties are optional and cover specific home systems and/or appliances during routine maintenance and repairs based on contract terms.
Depending on your specific area in Maine, you may see more home warranty companies featuring roof coverage, though it’s not guaranteed that all companies will offer the same level of protection. Home warranties do not often cover roofs though, and when it is included, coverage looks more like regular wear-and-tear roof repairs. If you’re more worried about damage and want to protect your roof, you may want to consider a home insurance plan, which more commonly offers roof coverage.
Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as a freelance writer. Her areas of expertise range from home improvement, moving services, home warranties and home security. As a homeowner and tireless DIY enthusiast, Ashlyn combines her deep knowledge and practical expertise to provide valuable insights and advice. Her dedication to enhancing homeowners' understanding and skills in managing their properties has been the cornerstone of her writing career.
Sami Allen is the managing editor at Forbes Home, with over seven years of experience in the home space and 10 years of editing experience.
