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| Staff EditorA home warranty plan in Wisconsin can help keep your most vital home systems and appliances running smoothly and save you money and time in the case of repairs. And in Wisconsin, where winters are chilly, a home warranty that protects HVAC can keep your home running smoothly.
To come up with our ranking of the top home warranty plans in Wisconsin, we kept all of the above factors like costs, local weather needs and what each plan covers, in addition to 100 additional pieces of data. We also reached out to each company for real quotes, considering more than a dozen home warranty companies. No matter where you live in Wisconsin, this list can help aid your research and make finding the best company a snap.
The Forbes Home team is committed to bringing you independent, unbiased ratings and information. We use data and expert advice to inform all of our content. Plus, our advisory board of licensed professionals fact-checks and reviews our content for accuracy and relevancy. Our ratings for home warranties consider factors that include pricing, coverage options, nationwide availability, quote process, customer sentiment and more. All ratings are determined solely by our editorial team in line with our strict editorial guidelines.
Learn More: How We Score Home Warranty Companies
Featured Partners
1
Select Home Warranty
Plans Available
3
Response Time
Great
Number of States
46 + District of Columbia
2
Choice Home Warranty
Plans Available
2
Response Time
Excellent
Number of States
49 + District of Columbia
3
American Home Shield
Plans Available
3
Response Time
Excellent
Number of States
48 + District of Columbia
To help you identify the best home warranty companies for you in Wisconsin, our editorial team scored a plethora of providers against numerous data points like monthly premiums, plan offerings, consumer sentiments and more.
| COMPANY | OUR RATING | BEST FOR | MONTHLY FEE | HVAC COVERAGE | LEARN MORE |
|---|---|---|---|---|---|
 4.7    | Best Overall | $32.00 - $72.00+ | Yes | Read Forbes' Review | |
| 4.5 | Best Service Response Times | $46.08 - $59.92+ | Yes | On HWA's Website | |
| 4.5 | Best Cost and Plan Options | $49.99 - $59.92+ | Yes | On Liberty Home Guard's Website | |
| 4.4 | Best for Unique Home Features | $29.99 - $79.99+ | Yes | On American Home Shield's Website | |
| 4.3 | Best Value | $39.99 - $74.99+ | Yes | Read Forbes' Review |
Best Overall
Best Overall
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty has a well-placed range of home warranty plans built for Wisconsin residents. Whether you’re managing a rental property, building a home or moving into one, this provider offers packages starting at $32 that range from appliance-targeted plans to all-around coverage options for increased protection.
Learn more: 2-10 Home Buyers Warranty review
2-10 Home Buyers Warranty caught our attention thanks to its user-adjustable fee system. You can shape your monthly premium by modifying your service fee level, which could be ideal for homeowners wanting more cost governance. Another standout is the company’s seller-friendly support, offering protections for homes during the sales process and beyond.
Why We Like It
2-10 Home Warranty provides plans that let you prioritize what you care about. For instance, if a customer wants lower premiums, they can choose a pricier service fee. Need only appliance protection? 2-10 makes it happen.
What We Don’t Like
While 2-10 allows contractor choice, you’ll need to go through approval before assigning repairs. The cancellation terms are not especially lenient. There’s a $25 fee in the first 30 days, which jumps to 10% of the full contract after that.
Who It’s Best For
2-10 will likely suit customization-seeking homeowners in Wisconsin who want to control plan expenses and selectively expand their home warranty coverage. It could also be a practical choice for sellers or builders wanting transitional protections.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Though some customers said they had great experiences, 2-10 Home Buyers Warranty has its fair share of complaints. Common complaints include delayed response times, denied claims due to preexisting conditions and misleading coverage limitations. Policyholders have also voiced concerns about unprofessional contractors and high service fees for subpar repairs. Though a minority of users are satisfied, the overall customer sentiment leans negative based on publicly available reviews.
From a survey of 1,800 U.S. policyholders, 86% of 2-10 customers said they would recommend the provider, and 88% rated its value proposition as favorable. These results reflect a healthy approval rate.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Simply Kitchen | $32+ | $65 - $100 |
Complete Home | $52+ | $65 - $100 |
Pinnacle Home | $72+ | $65 - $100 |
Add-On Options:
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website 
Best Service Response Times
Best Service Response Times
Home Warranty of America (HWA)
This provider offers two main protection plans in Wisconsin: Select and Select+. The Select Plan starts at $46.08 monthly and includes standard coverage for key home systems and appliances. The Select+ Plan adds to that coverage, starting at approximately $60, with broader benefits.
Learn more: Home Warranty of America review
Home Warranty of America stood out for its simplified coverage structure and broad U.S. footprint. It’s also one of the few companies offering a sustainability-minded add-on designed for ENERGY STAR-certified units. With only a simple coverage split, it’s a solid choice for homeowners who don’t want to sift through too many choices.
Why We Like It
We like that HWA keeps things clear-cut with plans that cover major systems right out of the gate. The second-tier option brings in appliances like your home laundry setup and air conditioning, which is a smart inclusion. Service fees are tiered, so you can balance cost with access. Plus, the eco-friendly add-on is a notable feature for those who’ve already invested in sustainable upgrades.
What We Don’t Like
With HWA, you won’t be able to select your own contractor, as the company assigns someone from its in-network list. And if you’re looking for a plan that covers only appliances or only systems, it may not be the company for you. It’s not always a drawback for everyone, but it is worth mentioning.
Who It’s Best For
This company is a choice worth considering for those who want plans that protect both systems and appliances and have the choice to deepen coverage.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
HWA received overall mixed customer sentiments, according to our research. High points include helpful customer service agents and technicians. But, in unsatisfied reviews, customers tended to mention unexpected costs, long service wait times and inadequate coverage.
Survey feedback for Home Warranty of America was largely positive, though not quite as glowing as some other providers. Around 15% of respondents said they were hit with unplanned charges, which was slightly above the average. Still, HWA earned a solid value rating near 8 out of 10 when it came to value for money. Average yearly premiums hovered around $644.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Select | $46.08+ | $75 - $100 |
Select Plus | $59.92+ | $75 - $100 |
Add-On Options:
Best Cost and Plan Options
Best Cost and Plan Options
Liberty Home Guard
Despite being newer than most competitors, Liberty Home Guard has earned a strong reputation in just under a decade. Homeowners can choose from three plan levels, including appliance-only, systems-only and combo coverage, and have flexibility when it comes to call fees. With Liberty, it’s all about options.
Learn more: Liberty Home Guard review
Liberty Home Guard has many positives, including the fact that you can select your own contractor. It was also a plus to see the company include coverage for manufactured homes and rentals.
Why We Like It
What makes Liberty stand out is the breadth of its add-on list. You can cover everything from pest control to light fixtures. It’s one of the few companies where niche extras are even on the table. On top of that, Liberty’s customer service is multichannel through phone, chatbot, or text.
What We Don’t Like
Liberty charges a flat $50 cancellation fee, which can feel high. Also, the $2,000 payout cap per covered item may require you to supplement costs for bigger-ticket items. It’s important to understand your limits if you’re protecting older or high-end systems.
Who It’s Best For
Liberty is ideal for homeowners who want more say in how coverage works. Whether you’re interested in appliances only, you can pick a plan that fits how your home is built. It’s also a solid choice for owners of mobile homes.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
From our findings, Liberty Home Guard has generally mixed reviews from consumers. On the positive end, customers seemed to note helpful and kind customer service agents and timely assistance. When it comes to issues, customers seemed to mention claim denials and delayed assistance.
Liberty Home Guard scored well with homeowners in our survey. About 84% of customers said they were satisfied with how their service call was handled, and 85% said they plan to renew. That kind of retention points to consistent customer service and a plan structure that meets expectations.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Appliance Guard | $49.99+ | $65 - $125 |
Systems Guard | $54.99+ | $65 - $125 |
Total Home Guard | $59.99+ | $65 - $125 |
Add-On Options:
Best for Unique Home Features
Best for Unique Home Features
American Home Shield
With an impressive legacy in the home warranty industry, American Home Shield has been a popular option since 1971. The provider boasts three individual choices beginning at $29.99 and increasing $79.99 for the top-tier plan. While the base plan covers just systems, the middle-tier option combines system and appliance coverage and the top plan adds perks and higher coverage caps.
Learn more: American Home Shield review
American Home Shield lets customers select from a variety of options, including the flexibility to choose between monthly or annual home warranty plans. The company stands out for its simplified system-specific offering, along with bundled packages that deliver broader home coverage. Its ShieldSilver plan is one of the most budget-friendly entry-level options on the market.
Why We Like It
AHS has some unique features that make it stand out in Wisconsin, including coverage for preexisting conditions and code violations, as well as coverage options for renters and those who live in condos and manufactured or mobile homes. The company aims to assign claims in Wisconsin within 24 to 48 hours and can offer a video diagnosis option for a quicker solution.
What We Don’t Like
This provider has a reputation for all-encompassing coverage, but the other side of that coin is obtaining follow-through and sign-off on any repairs if you’re using your own contractor. Some customers have reported a very tedious situation. Plus, if you revoke the coverage after the first 30 days, you will owe a hefty admin fee that equates to one month’s payment.
Who It’s Best For
American Home Shield can be a solid choice for homeowners in Wisconsin who live in manufactured or mobile homes, or condos, and for those who want higher appliance coverage limits.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
American Home Shield reviews are mixed overall, according to our research. Some mentioned contentment with the quality of the repairs and the quick turnaround time on services. However, others mentioned being dissatisfied with the experience level of contractors, as well as noticing high pricing.
Following our survey of 1,800 warranty customers, 83% of American Home Shield users said they would recommend the company to friends or family. Meanwhile, 84% said the policy documents were free of jargon.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
ShieldSilver | $29.99+ | $100 - $125 |
ShieldGold | $49.99+ | $100 - $125 |
ShieldPlatinum | $79.99+ | $100 - $125 |
Add-On Options:
Best Value
Best Value
ARW Home
ARW Home has three plans designed to cover your Wisconsin home’s systems and appliances. One plan, the Kitchen Plus Plan (which starts at $39.99), focuses on kitchen systems and appliances. Its remaining plans, the Platinum Plan and Platinum Plus (which start at $64.99 and $74.99), combine more home systems and appliance coverage, with the most expensive plan giving you the most coverage.
Learn more: ARW Home review
ARW Home is our pick for Wisconsin homeowners who want no-frills plan options with focused coverage. It offers three organized plans, each designed to support different household priorities. We like that ARW includes HVAC in its mid-tier option, making it well-suited for homes facing seasonal HVAC demands.
Why We Like It
One helpful feature of ARW is that it does not outright deny coverage based on the age of your home, which is a customer-friendly policy. We also appreciate the flexibility to choose your own contractor, a perk not every provider offers. Its practical list of add-ons, including pools, could make it a top choice for more amenity-heavy homes.
What We Don’t Like
Its $125 service fee is pricier than many competitors on our winner group as well as elsewhere in the industry. Those who are putting their budget first should consider disqualifying this company from their list of options. Additionally, it’s worth mentioning that you’re unable to customize your coverage limits.
Who It’s Best For
ARW Home is a versatile choice for Wisconsin homeowners who want targeted plans with room to grow. It could be especially smart for owners of older homes and those who prefer user-driven customization.
We gather and analyze consumer sentiment from a range of sources to create the Consumer Sentiment Index to determine customer satisfaction levels for each feature outlined below. This data is designed to give you an idea of real consumer experience of the services and product we review. This data is currently separate from our overall rating out of 5
Customer feedback for ARW is mixed. While some policyholders report fast claim resolutions and that they had positive customer service experiences, others cite challenges with claim processing, confusing coverage specs and a lengthy and confusing cancellation process. As always, we recommend reading the fine print and clarifying terms before committing.
After we surveyed 1,800 home warranty policyholders, we found that ARW Home got high marks for satisfaction. In our survey, 93% of ARW customers said they’d recommend the service to friends or family, while 92% said they felt the plan provided solid value for the price.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Kitchen Plus | $39.99+ | $55+ |
Platinum | $64.99+ | $55+ |
Platinum Premier | $74.99+ | $55+ |
Add-On Options:
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website We recently conducted a survey of 1,800 customers with home warranty policies and found out that 80% of homeowners reported spending between $801 and $900 per year on their home warranty premium costs. This amounts to about $70 per month.
Typically, monthly home warranty costs range from $27 to $100, or $60 on average. To reach a more accurate rate for you, you’ll also need to factor in service fees, which you’ll need to pay each time you call on a contractor to your home to perform a repair under your home warranty plan. These usually oscillate between $65 and $150 per visit, and the price of your service fee may lower or raise your monthly premium.
It helps to compare home warranty premiums and service fees to average home repair costs to know if you’re getting a good deal. For example, a water heater repair can cost $600 on average. Knowing average home warranty premiums and service fees, you can get a better idea of what you can save, even while you’re making consistent monthly payments with a home warranty.
The cost of your home warranty in Wisconsin will depend on the plan you choose and the company from which you purchase it. Plans that cover a plethora of systems and appliances will cost more than your barebones plans. Add-ons will also raise your cost. Home warranty plans that include HVAC coverage may cost more than those without it, but can be well worth it in the sometimes extremely low temperatures of Wisconsin.
| WISCONSIN HOME WARRANTY COSTS | ||
|---|---|---|
| Breakdown | Monthly Premium | Service Fees |
| Average cost | $60 | $65 - $150 |
| Cheapest quote | $27 | $65 |
| Most expensive quote | $97 | $100 |
Compare Quotes From Top-rated Home Warranty Companies
Free, No-commitment Estimates
If you live in Wisconsin, you might consider a home warranty to be well worth it, though several factors will dictate whether it truly makes sense for you.
Do you have an older home with older appliances and systems? If these items’ protection under a builder’s or manufacturer’s warranty has expired by the time you’re looking at a home warranty, that may be a sign to get one.
On the other hand, if you have a newer home with active warranty protections and feel good about handling some bigger repairs yourself, you may feel a home warranty is redundant.
Home warranties are not only a smart long-term investment but can also provide peace of mind if your heater breaks during the dead of winter when temps are bone-chillingly cold. With most home warranty providers, a trusted technician will handle your repair, and as long as it’s protected under your policy, the only cost you’ll have to pay is the service fee.
Despite the fact that there are a handful of key central features that every home needs protection for, selecting a home warranty policy is still a deeply personal choice. Homeowners in Wisconsin should consider location-specific aspects like weather patterns and local service availability. Considering all of this can help you find a home warranty policy that feels right for you and offers the peace of mind you need.
Many home warranty companies offer comprehensive coverage for your HVAC system (a.k.a the heating, cooling and ventilation system). Even if you aren’t in a specifically cold part of Wisconsin, those one-off heat waves and winter chills can quickly remind you how crucial a properly running HVAC system is. HVAC repair costs can be around $400 overall, though it depends on what needs to be repaired, as the broader cost range is $100 to over $2,500. Though these repairs can be expensive, you don’t want to run the risk of your HVAC dying during an extreme winter storm.
To get the most out of a home warranty, start by identifying your tailored coverage needs. Consider which home systems or appliances are likely to need attention soon (particularly those that are aging or approaching the end of their life). Take inventory of what’s relatively new and may still be protected by a manufacturer’s warranty.
It’s also smart to factor in which systems or repairs could be especially labor-intensive to fix, such as electrical wiring, plumbing or large appliances.
Once you’ve built a clear picture of your home’s needs, compare it against what home warranty companies cover. Matching your priorities with what different providers offer—and what fits your budget—can help ensure you choose a plan that’s truly worth the investment.
Before choosing a home warranty provider, take time to explore the sample contracts they frequently showcase on their websites. These documents can give you a more comprehensive idea of what you’re signing up for, including key insights like cancellation policies, renewal conditions, and—most importantly—coverage exclusions.
For example, a provider may cover roof leaks, but only when the damage is caused by normal wear and tear and only up to a capped amount, like $5,000. Knowing specifics like that right away allows you to reach out to the company with questions before committing. These limitations are particularly important in Wisconsin, where severe weather can wreak havoc on systems like HVAC or appliances that may already be aging. Be sure to review those sample contracts carefully—they’ll help you toward a more informed decision and prepare you for what to expect during a winter storm or any other high-stress scenario.
Budget is likely the most important aspect of the home warranty company research process. If you can’t shell out for a specific plan, then why consider it? To help you in the long run, we suggest comparing plans and premiums against what you can spend and eliminating any options that don’t fit into your financial plan. If you’re budget conscious then reviewing the cheapest home warranty companies may be a great starting point.
Customer reviews are an important part of determining which home warranty company is best for you in Wisconsin. We recommend reading through recent reviews (from the past year or so) to get the most accurate picture of things. Other tips include looking into specific keywords you’re particularly interested in (such as “washer repair” or “cancellation fee”) and looking for reviews from other homeowners in Wisconsin. Referrals can also be helpful here so be sure to ask people you know in your area to see if they have a plan they’d recommend.
Home warranties are regulated in Wisconsin by the Wisconsin Office of the Commissioner of Insurance. If you run into any issues, we recommend contacting that office for help and to file a complaint against a company if needed.
In Wisconsin, most home warranty companies offer broad coverage of most home systems and appliances, but overall, coverage depends on the specific company you’re working with, the plan you choose and any additions. You’ll notice that many companies offer levels of service; some tiers only cover basic systems or appliances, while others expand coverage to a blend of appliance and system coverage.
Usually, your home warranty company will offer service for maintenance-focused repairs. For example, if your furnace won’t work one day, you may have it covered under your home warranty plan. Check your contract for what is and isn’t covered.
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Equally important as knowing what your home warranty plan covers is what it doesn’t. As mentioned above, home warranty plans cover specific appliances and/or systems for repairs and replacements, but just because an appliance, system or other part of your home is noted under your plan doesn’t mean a repair or replacement will be fully covered.
For one, the reason for repair often makes a difference. These types of plans won’t necessarily help if a tree hits your home (that’s where home insurance would often come in), or if the reason for the issue is human error. Home warranties are meant to help with issues due to wear and tear, not necessarily for fixing damage.
Similarly, you may run up against coverage limits, so if your water heater decides to stop working and you need a replacement, your home warranty plan may only cover so much of the replacement costs. Situations like these are why looking at coverage limits is so important.
If you have any concerns about coverage limitations or questions about certain repair situations, we recommend contacting your home warranty company.
To get a clearer picture of home warranty trends in Wisconsin and nationwide, we surveyed 1,800 homeowners who have had a home warranty plan within the past year. Homeowners in the Midwest offered valuable data on how they feel about home warranties in general, what they think of the companies they chose and what they use their plans for.
Best Home Warranty Companies By State
Looking for a home warranty in a state other than Wisconsin? Choose your state from the list below to find the best companies that serve your area.
To determine the home warranty companies ranking, the Forbes Home editorial team analyzed 19 companies and 58 plans, with each company’s star rating determined by evaluating several metrics and subcategories, including years of experience, signup and restrictions, plan pricing, fees and discounts, coverage features and more. We also utilize our in-house consumer sentiment analysis, which includes over 146,000 first-person insights as well as our net promoter score survey (NPS), in which our team asked over 1,800 policyholders about their home warranty, to come to the conclusion of the best home warranty company.
You can find out more about how Forbes Home rates home warranty companies in our detailed methodology page.
Compare Quotes From Top-rated Home Warranty Companies
Home warranties can protect you against unexpected expenses. Receive a custom quote today.
Some home warranty plans may cover roofs, while others may include roof coverage as an add-on or may not cover roofs at all. Roofs aren’t a super common home warranty item, but when coverage is included, it tends to focus on roof repairs due to wear and tear. If you’re looking to cover your roof against damage, we recommend looking into a home insurance plan with plenty of roofing coverage.
Whether or not a home warranty will cover preexisting conditions will vary by plan and by company. If you’re aware of frequent problems with home systems and appliances you plan to cover with your home warranty plan, we recommend speaking with any home warranty company you’re considering in Wisconsin. They can give you more personalized info, including monetary coverage limits and note which issues aren’t covered.
No, home warranty plans don’t typically cover mold issues. However, keeping your HVAC systems well-maintained can help prevent mold and these are often included in home warranty plans.
Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as a freelance writer. Her areas of expertise range from home improvement, moving services, home warranties and home security. As a homeowner and tireless DIY enthusiast, Ashlyn combines her deep knowledge and practical expertise to provide valuable insights and advice. Her dedication to enhancing homeowners' understanding and skills in managing their properties has been the cornerstone of her writing career.
Kristin is a lead editor at Forbes Home and has nearly a decade of professional experience as a writer and editor. She's previously worked at sites like Talking Points Memo, Insider, Delish, Angi and HomeAdvisor. She has a passion for lifestyle topics and has extensive experience researching and reporting on topics that will help make your house a home.
