Michael Abbott

Michael Abbott

Contributor|Fintech

Michael Abbott is Accenture’s Banking industry lead who covers how technology is transforming the banking and payments landscape. Before joining Accenture, he was the founder and CEO of Softcard, which was acquired by Google in 2015 and is now the mobile wallet platform for

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Jul 23, 2026

Why AI Could Unlock Up To 40% More Capacity At Banks

AI gives banks a rare opportunity to expand capacity, accelerate innovation and deliver more personalized service—with humans leading the way.

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May 12, 2026

AI ROI In Banking Remains Elusive. Here’s Why

AI won't transform banking by replacing old workflows. Find out why ROI remains elusive and the 3 shifts that change everything for financial leaders

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Apr 9, 2026

80% Of Mobile Banking Chatbots Fall Short. How Can Banks Fix Them

Bank mobile chatbots remain fast but stupid, with most failing to answer even basic questions. Here's how banks can upgrade their mobile experiences.

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Feb 17, 2026

The Keystone To Scaling Gen AI In Banking: Security First

As banks look scale agentic AI, cybersecurity—not new tools—is the key to enterprise enablement. The best banks are harnessing the security investments they already made.

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Jan 14, 2026

Top Trends For Banking In 2026 – The Era Of Unconstrained Banking

AI, digital assets and more will remove longstanding barriers to change in banking in 2026. The leaders will seize the opportunity to redefine the industry's future.

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Dec 10, 2025

Dumb Money Gets Smarter: The Future Of Payments

Digital currencies, programmable money and agentic payments are reshaping banking and the future of payments. Will banks take the lead or risk losing billions in fees?

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Nov 10, 2025

Why Omnichannel Has No Future In Banking

The future of banking lies in mobile-first, AI-powered experiences—not omnichannel overload. Here's how banks can meet customers where they are today.

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Sep 24, 2025

Beyond Hiring: How Banks Can Build An AI-Ready Workforce

As banks scale AI tools, training employees to work alongside the technology is critical. An aptitude test for AI, along with learnings from past tech waves, could help.

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Jul 28, 2025

Tech Transformation In Banking: From A One Time Event To A Way Of Life

Every bank is trying to solve the simultaneous equation of driving the business, modernizing the core and building their future talent base. Here's how one bank did it.

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Jul 8, 2025

For U.S. Banks Stuck In The Middle, M&A Is The Endgame

As banking becomes a scale game and regulators signal openness to mergers and acquisitions, banks stuck between the giants and community banks must move fast.