Travel Insurance With Covid Cover 2025

Not only was this the cheapest policy we found for our search criteria (see our methodology for more), there’s also no excess to pay on any successful claim. The policy has £15 million worth of medical cover, £2,000 worth of cancellation cover, and up to £1,000 for baggage.

In terms of Covid, this policy will pay out if you need to cancel your trip in any of the following circumstances:

• you or a close relative are diagnosed with or have contracted Covid

• you are required to self-isolate, subject to a positive test result/confirmation from a GP

• someone you were due to travel with or stay with on your trip needs to self-isolate

The policy will pay out if you need to cut your trip short in any of the following circumstances:

• you have been denied boarding at your UK departure point because you have Covid symptoms

• you need to come home early because a close relative has Covid

• the Foreign, Commonwealth & Development Office (FCDO) or other regulatory authority in a country in which you are travelling advises you to evacuate or return to your home area.

This isn’t the cheapest policy on our list but it’s another that charges no excess on successful claims. The £40.24 policy also provides £15 million worth of medical cover, £5,000 for cancellation and £2,000 for baggage.

In terms of Covid, this policy will pay out if you need to cancel your trip in any of the following circumstances:

• you or a close relative are diagnosed with or have contracted Covid

• you are required to self-isolate, subject to a positive test result/confirmation from a GP

• someone you were due to travel with or stay with on your trip needs to self-isolate

The policy will pay out if you need to cut your trip short in any of the following circumstances:

• you have been denied boarding at your UK departure point because you have Covid symptoms

• you need to come home early because a close relative has Covid

• the Foreign, Commonwealth & Development Office (FCDO) or other regulatory authority in a country in which you are travelling advises you to evacuate or return to your home area.

Insure & Escape’s Economy policy is competitive on price, on excess and comparable to other, similarly priced policies in terms of its cancellation cover (£1,500), medical cover (£10 million) and baggage cover (£1,250).

The policy provides cover if:

• you become ill with Covid and are no longer able to travel or are delayed due to quarantining

• a family member who is not travelling with you contracts Covid and is in a life threatening condition or requires hospitalisation

• you are denied boarding on suspicion of having Covid.

The policy also pays out while you’re travelling and you need to curtail your trip if:

• you become ill with Covid and cannot continue with your trip

• a family member who is not travelling with you contracts Covid and is in a life threatening condition or requires hospitalisation

• you become ill with Covid and require emergency medical treatment before you return home

• you must quarantine due to being exposed to Covid provided the quarantine is specific to you.

This might be one of the more expensive options in our list, but its coverage is thorough. There’s £15 million of medical emergency cover, £3,000 for cancellation and £1,500 for baggage claims. Excess is competitive at £75.

This policy will pay out if you need to cancel your trip in any of the following circumstances:

• you or a close relative are diagnosed with or have contracted Covid

• you are required to self-isolate, subject to a positive test result/confirmation from a GP

• someone you were due to travel with or stay with on your trip needs to self-isolate.

The policy will pay out if you need to cut your trip short in any of the following circumstances:

• The Foreign, Commonwealth & Development Office (FCDO) or other regulatory authority in a country in which you are travelling in advises you to evacuate or return to your home area

• you have been denied boarding at your UK departure point because you have Covid symptoms

• you need to come home early because a close relative has Covid.

This competitively priced policy comes with £5 million worth of medical cover, £1,500 for cancellation cover and £1,000 for baggage.

The policy will cover you for cancellation if:

• you or a travelling companion becomes ill or injured, or develops a medical condition disabling enough to make you cancel your trip (including being diagnosed with an epidemic or pandemic disease such as Covid)

• a family member who is not travelling with you becomes ill or injured, or develops a medical condition (including being diagnosed with an epidemic or pandemic disease such as Covid)

• you or a travelling companion is quarantined before your trip due to having been exposed to an epidemic or pandemic (such as Covid).

The policy will cover you for curtailment if:

• You or a travelling companion becomes ill or injured, or develops a medical condition that is disabling enough to make you interrupt your trip (including being diagnosed with an epidemic or pandemic disease such as Covid)

• A family member who is not travelling with you becomes ill or injured, or develops a medical condition (including being diagnosed with an epidemic or a pandemic disease such as Covid)

• You or a travelling companion is quarantined during your trip due to having been exposed to an epidemic or pandemic (such as Covid).