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Fair Isaac Corporation (FICO)

1,122.97 -16.57 (-1.45%)
At close: July 31 at 4:00:03 PM EDT
1,122.50 -0.47 (-0.04%)
After hours: July 31 at 7:59:13 PM EDT
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News headlines Fair Isaac Corporation (FICO) recently reported strong Q3 earnings with non-GAAP EPS of $12.18, up 42.1% year-over-year, while analysts have mixed outlooks on the stock's future value, leading to a slight price target adjustment.

Fair Isaac Corporation (FICO) recently reported strong Q3 earnings with non-GAAP EPS of $12.18, up 42.1% year-over-year, while analysts have mixed outlooks on the stock's future value, leading to a slight price target adjustment.

Updated 20m ago · Powered by Yahoo Scout
  • Previous Close 1,139.54
  • Open 1,136.01
  • Bid 1,115.00 x 4000
  • Ask 1,126.50 x 3000
  • Day's Range 1,070.57 - 1,136.01
  • 52 Week Range 870.01 - 1,998.01
  • Volume 881,946
  • Avg. Volume 327,264
  • Market Cap (intraday) 24.253B
  • Beta (5Y Monthly) 1.29
  • PE Ratio (TTM) 32.47
  • EPS (TTM) 34.59
  • Earnings Date Jul 29, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date Mar 1, 2017
  • 1y Target Est 1,512.25

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

www.fico.com

3,876

Full Time Employees

September 30

Fiscal Year Ends

Performance Overview

Trailing total returns as of 7/31/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

FICO
33.58%
S&P 500 (^GSPC)
9.41%

1-Year Return

FICO
21.84%
S&P 500 (^GSPC)
18.15%

3-Year Return

FICO
34.01%
S&P 500 (^GSPC)
63.21%

5-Year Return

FICO
114.34%
S&P 500 (^GSPC)
70.40%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized
 

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 674.19M
Earnings 237.17M

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
200M
400M
600M
 

Analyst Insights

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Top Analyst

Needham
64/100
Latest Rating
Buy
 

Analyst Price Targets

707.00 Low
1,512.25 Average
1,122.97 Current
1,950.00 High
 

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell
 

Latest Rating

Date 7/30/2026
Analyst RBC Capital
Rating Action Maintains
Rating Outperform
Price Action Lowers
Price Target 2400 -> 1525
 

Statistics

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Valuation Measures

Annual
As of 7/31/2026
  • Market Cap

    24.25B

  • Enterprise Value

    29.60B

  • Trailing P/E

    32.51

  • Forward P/E

    20.53

  • PEG Ratio (5yr expected)

    0.77

  • Price/Sales (ttm)

    11.09

  • Price/Book (mrq)

    --

  • Enterprise Value/Revenue

    12.37

  • Enterprise Value/EBITDA

    23.35

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    34.05%

  • Return on Assets (ttm)

    39.98%

  • Return on Equity (ttm)

    --

  • Revenue (ttm)

    2.39B

  • Net Income Avi to Common (ttm)

    815.02M

  • Diluted EPS (ttm)

    34.59

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    248.44M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    774.41M

Compare

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Company Insights

Fair Value

1,122.97 Current
 

Dividend Score

0 Low
Sector Avg.
100 High
 

Hiring Score

0 Low
Sector Avg.
100 High
 

Insider Sentiment Score

0 Low
Sector Avg.
100 High
 

Research Reports

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  • Fair Isaac’s Crown Jewel Is Its High-Margin FICO Scores Business

    Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm’s US-centric credit scores business accounts for most of the firm’s revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

    Rating
    Price Target
     
  • Fair Isaac Earnings: OK Quarter; VantageScore Debate Will Take Some Time to Settle

    Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm’s US-centric credit scores business accounts for most of the firm’s revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

    Rating
    Price Target
     
  • Raising target price to $1,499.00

    FAIR ISAAC CORP has an Investment Rating of BUY; a target price of $1499.000000; an Industry Subrating of High; a Management Subrating of High; a Safety Subrating of High; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target
     
  • Raising target price to $1,376.00

    FAIR ISAAC CORP has an Investment Rating of BUY; a target price of $1376.000000; an Industry Subrating of High; a Management Subrating of High; a Safety Subrating of High; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target
     

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